3830 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3830 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,471 sqft · built 1994
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Trust Names on File
Last Sale	$370,000 (Dec 2024)
Tax Bill	$4,795 (2025)
Deeds & Mortgages	May 2026 Sale May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`33-25-30-0010-0001-0820`

Property Details

APN / Parcel Number

Primary APN	`33-25-30-0010-0001-0820`
Alternative APNs	`253033001000010820` `76139`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,471 sqft Living Area
Gross Area	2,307 sqft
1st Floor Area	1,471 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	105 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3830 BLACKBERRY CIR
City	SAINT CLOUD
State	FL
Zip	34769-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	BLACKBERRY CREEK UNIT 3 PB 7 PG 130 LOT 82
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	BLACKBERRY CREEK UNIT 3
Legal Tract	10
Legal Block	820
Legal Lot Number	82
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43203

Owner

3830 Blackberry Cir is owner-occupied and held in a trust since December 2024.

Source: Osceola County records, as of June 10, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
May 8, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 8, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE FIRM
Jul 3, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE FIRM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2024 · Amount on File
Deed Sale	Dec 30, 2024 · Amount on File
Prior Sale	May 8, 2023 · Amount on File
Deed Document Number	2024163162
Deed Book / Page	6717 / 1025
Prior Transfer Date	Nov 22, 2011
Prior Transfer Doc	0042020432
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 28, 2026
Property Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Document Number	0000069982
Book / Page	6978 / 1430
Instrument Date	Apr 1, 2026
Instrument	202669982
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$70.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 E ELM ST, TROY, AL 36081-3454

Mortgage

Document Number	0064022579
Date	May 8, 2023
Book Page	6402/2579
Instrument	2023057843

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Document Number	0057212647
Instrument Date	May 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	830 BLACKBERRY CIR ST CLOUD FL 34769, ST CLOUD, FL 34769

Mortgage

Document Number	0057212647
Date	May 13, 2020
Book Page	005721/002647
Instrument	63771

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 3, 2019
Property Address	3830 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Document Number	0055520651
Book / Page	005552 / 000651
Instrument Date	Jul 3, 2019
Instrument	86397
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,526.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3830 BLACKBERRY CIR ST CLOUD FL 347691428, ST CLOUD, FL 34769-1428

Mortgage

Document Number	55520652
Date	Jul 3, 2019
Book Page	005552/000652
Instrument	86398

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 2, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3830 Blackberry Cir was $4,795, up 5.2% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,795.00 (+5.2%)	$310,800 Land $70,000 Building $240,800	$310,800 Land $70,000 Building $240,800
2024	$4,558.00 (+69.51%)
2023	$2,689.00 (+3.9%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$196,478 (+3%)	$287,900 (+27.16%) Land $60,000 Building $227,900
2022	$2,588.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$190,756	$226,400 Land $45,000 Building $181,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3830 Blackberry Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3830 Blackberry Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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