3828 Blackberry Cir, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3828 Blackberry Cir, Saint Cloud, FL 34769

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,587 sqft · built 1994
Lot Size	0.175 acres (7,623 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,901 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-25-30-0010-0001-0810`

Property Details

APN / Parcel Number

Primary APN	`33-25-30-0010-0001-0810`
Alternative APNs	`253033001000010810` `76138`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,587 sqft Living Area
Gross Area	2,221 sqft
1st Floor Area	1,587 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1999
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,623 sqft (0.175 acres)
Lot Dimensions	105 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3828 BLACKBERRY CIR
City	SAINT CLOUD
State	FL
Zip	34769-1428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR2
Legal Description	BLACKBERRY CREEK UNIT 3 PB 7 PG 130 LOT 81
Legal Range	30E
Legal Township	25S
Legal Section	33
Legal Subdivision	BLACKBERRY CREEK UNIT 3
Legal Tract	10
Legal Block	810
Legal Lot Number	81
Legal Unit	3P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1004
Census Tract	43203

Owner

3828 Blackberry Cir is owned and occupied by two individuals who acquired it in January 2023.

Source: Osceola County records, as of November 26, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3828 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Warranty Deed, Transfer · FHA Mortgage ABSOLUTE HOME MORTGAGE CORP
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2023
Deed Sale	Jan 10, 2023
Prior Sale	Sep 16, 2019 · Amount on File
Deed Document Number	20233643
Deed Book / Page	6342 / 2074
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 10, 2023
Property Address	3828 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Document Number	0063422074
Book / Page	6342 / 2074
Map Reference	MB 7 PG 130
Instrument Date	Jan 9, 2023
Instrument	2023003643
Transaction Type	Transfer
Record Updated	Jan 24, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14007 RIVERS EDGE DR, CONROE, TX 77384-2243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3828 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0063422076
Date	Jan 10, 2023
Instrument	6342/2076

Lender

Name	ABSOLUTE HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 16, 2019
Property Address	3828 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428
Document Number	0055891371
Book / Page	5589 / 1371
Map Reference	MB 7 PG 130
Instrument Date	Aug 30, 2019
Instrument	2019118594
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 SE 17TH AVE # AVE2, 610, PORTLAND, OR 97214-2674

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428

Mortgage

Document Number	0055891372
Date	Sep 16, 2019
Instrument	5589/1372

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3828 Blackberry Cir was $4,901 with a homeowner's exemption, up 3.4% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,901.00 (+3.44%) Homeowner's exemption	$316,726	$321,300 Land $70,000 Building $251,300
2024	$4,738.00 (+62.59%)
2023	$2,914.00 (+3.74%) Homeowner's exemption	$203,961 (+3%)	$297,800 (+27.16%) Land $60,000 Building $237,800
2022	$2,809.00 Homeowner's exemption	$198,021	$234,200 Land $45,000 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3828 Blackberry Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3828 Blackberry Cir is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 50

May also be available: Verizon.

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