Bergen County and Ridgewood Village property record for 383 Stevens Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,843 sqft · built 2023 |
| Lot Size | 0.413 acres (17,990 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $725,000 (Jan 2023) |
| Tax Bill | $34,671 (2025) |
| Deeds & Mortgages | Oct 2023 Construction Loan Jan 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04401-0000-00049 |
| Primary APN | 51-04401-0000-00049 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,843 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Construction Type | Frame |
| Lot Area | 17,990 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 383 STEVENS AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .413 AC |
| Legal Subdivision | RIDGEWOOD |
| Legal Block | 4401 |
| Legal Lot Number | 49 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 383 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 10, 2023 | Deed of Trust, Mortgage · Construction Mortgage UNITY BANK |
| Jan 19, 2023 | Bargain and Sale Deed, Transfer CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Jul 31, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2023 · Amount on Record |
| Deed Sale | Jan 19, 2023 · Amount on Record |
| Prior Sale | Aug 18, 1992 |
| Deed Document Number | 20235328 |
| Deed Book / Page | 4910 / 237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 383 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2023 |
| Title Company | CARNEGIE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 735 TERRACE HTS, WYCKOFF, NJ 07481-1032 |
| Document Number | 0051011672 |
|---|---|
| Date | Oct 10, 2023 |
| Book Page | 5101/1672 |
| Instrument | 2023066694 |
| Name | UNITY BANK |
|---|---|
| Type | Bank |
| Address | CLINTON, NJ 08809 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Sep 13, 2024 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 9.75% |
| Type Change Date | Oct 13, 2023 |
| Change Frequency | Annually |
| Min Rate At Change | 9.75% |
| Max Rate At Change | 18% |
| Index | 1-Year T-Bill |
| Max Rate | 18% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jan 19, 2023 |
| Property Address | 383 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Document Number | 0049100237 |
| Book / Page | 4910 / 237 |
| Instrument Date | Dec 12, 2022 |
| Instrument | 2023005328 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2023 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,067.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 728 FRANKLIN AVE # 207, 207, FRANKLIN LAKES, NJ 07417-1910 |
| Name | Verified Name |
|---|---|
| Address | 383 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 383 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Document Number | 0030340502 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Title Company | AMERICAN TITLE-TEAM 2 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 383 STEVENS AVE RIDGEWOOD NJ 074505414, RIDGEWOOD, NJ 07450-5414 |
| Document Number | 0030340502 |
|---|---|
| Date | Aug 21, 2018 |
| Book Page | 003034/000502 |
| Instrument | 60364 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,199,700 (-) Land $347,000 Building $852,700 | $1,199,700 (-) Land $347,000 Building $852,700 | |
| 2025 | $34,671.00 (+243.52%) | $1,199,700 (+104.38%) Land $347,000 Building $852,700 | $1,199,700 (+104.38%) Land $347,000 Building $852,700 |
| 2024 | $10,093.00 (-36.09%) | ||
| 2023 | $587,000 Land $347,000 Building $240,000 | $587,000 Land $347,000 Building $240,000 | |
| 2022 | $15,792.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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