Bergen County and Ridgewood Village property record for 371 Stevens Ave, Ridgewood, NJ 07450
| Property Type | Single Family Home |
|---|---|
| Details | 3,104 sqft · built 1930 |
| Lot Size | 0.791 acres (34,456 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $256,900 (May 1997) |
| Tax Bill | $24,293 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit May 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 51-04401-0000-00051 |
| Primary APN | 51-04401-0000-00051 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,104 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 34,456 sqft (0.791 acres) |
| Lot Dimensions | 425 ft deep x 71 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 371 STEVENS AVE |
|---|---|
| City | RIDGEWOOD |
| State | NJ |
| Zip | 07450-5414 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .791 AC |
| Legal Block | 4401 |
| Legal Lot Number | 51 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEWOOD |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 47500 |
Source: Bergen County and Ridgewood Village records · APN 51-04401-0000-00051
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 371 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK |
| May 25, 2019 | Deed of Trust, Mortgage · Conventional Mortgage TD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 1997 · Amount on Record |
| Deed Sale | May 28, 1997 · Amount on Record |
| Deed Book / Page | 7974 / 79 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 371 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0049701770 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 4970/1770 |
| Instrument | 2023024954 |
| Name | COLUMBIA BANK |
|---|---|
| Type | Bank |
| Address | FAIR LAWN, NJ 07410 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 371 STEVENS AVE, RIDGEWOOD, NJ 07450-5414 |
| Document Number | 0032822211 |
| Instrument Date | May 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2019 |
| Title Company | TITLE GUARANTEE COMPANY INC., TITLE GUARANTEE CO., INC. |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 371 STEVENS AVE RIDGEWOOD NJ 074505414, RIDGEWOOD, NJ 07450-5414 |
| Document Number | 0032822211 |
|---|---|
| Date | Jul 02, 2019 |
| Book Page | 003282/002211 |
| Instrument | 42074 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
Source: Bergen County and Ridgewood Village records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgewood Village |
| Unified School District | Ridgewood Village School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $840,600 (-) Land $404,600 Building $436,000 | $840,600 (-) Land $404,600 Building $436,000 | |
| 2025 | $24,293.00 (+0.73%) | $840,600 (-) Land $404,600 Building $436,000 | $840,600 (-) Land $404,600 Building $436,000 |
| 2024 | $24,116.00 (+4.98%) | ||
| 2023 | $840,600 Land $404,600 Building $436,000 | $840,600 Land $404,600 Building $436,000 | |
| 2022 | $22,973.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030475003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 11 (1999–2021) |
| Claims Outside the SFHA | 7 of 11 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 303 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0251001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | RIDGEWOOD WATER serves 61,700 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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