3828 Ryegrass St, Clermont, FL 34714 Property Records

Lake County property record for 3828 Ryegrass St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,832 sqft · built 2012
Lot Size	0.129 acres (5,611 sqft)
Owner	2 Individual Names on Record
Last Sale	$86,600 (Jul 2020)
Tax Bill	$4,038 (2024)
Deeds & Mortgages	Dec 2021 Line of Credit Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0101-000-04100`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0101-000-04100`
Alternative APNs	`262414010100004100` `3862323`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,832 sqft Living Area
Gross Area	2,252 sqft
1st Floor Area	1,742 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,611 sqft (0.129 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3862323
Street Address	3828 RYEGRASS ST
City	CLERMONT
State	FL
Zip	34714-4895
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	SAWGRASS BAY PHASE 1B PB 61 PG 38-41 LOT 41 ORB 4827 PG 1090 ORB 5509 PG 2121
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY PHASE 1B
Legal Tract	A-D
Legal Lot Number	41
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2055
Census Tract	31314

Owner

Source: Lake County records, as of April 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3828 RYEGRASS ST, CLERMONT, FL 34714-4895
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 23, 2020	Warranty Deed, Transfer NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2020 · Amount on Record
Deed Sale	Jul 23, 2020 · Amount on Record
Prior Sale	Aug 29, 2016 · Amount on Record
Deed Document Number	202079095
Deed Book / Page	5509 / 2121
Prior Transfer Date	Jul 14, 2020
Prior Transfer Doc	0055092121
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3828 RYEGRASS ST, CLERMONT, FL 34714-4895
Transaction Type	Mortgage
Record Updated	May 18, 2023
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3828 RYEGRASS ST, CLERMONT, FL 34714-4895

Mortgage

Document Number	0058541258
Date	Dec 10, 2021
Book Page	5854/1258
Instrument	2021170706

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 15, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Jul 23, 2020
Property Address	3828 RYEGRASS ST, CLERMONT, FL 34714-4895
Document Number	0055092121
Book / Page	005509 / 002121
Instrument Date	Jul 14, 2020
Instrument	79095
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$606.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3828 RYEGRASS ST CLERMONT FL 347144895, CLERMONT, FL 34714-4895

Mortgage

Document Number	55092123
Date	Jul 23, 2020
Book Page	005509/002123
Instrument	79096

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 22, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,900 (+2.9%)	$310,654 (-) Land $100,000 Building $210,654
2025		$224,400 (+5.98%) Land $100,000 Building $124,400	$310,654 (-3.91%) Land $100,000 Building $210,654
2024	$4,038.00 (+7.48%)
2023	$3,757.00 (+7.43%) Homeowner's exemption	$211,730 (+3%)	$323,311 (+21.4%) Land $100,000 Building $223,311
2022	$3,497.00 Homeowner's exemption	$205,570	$266,311 Land $43,000 Building $223,311

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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