3819 Ryegrass St, Clermont, FL 34714 Property Records

Lake County property record for 3819 Ryegrass St, Clermont, FL 34714

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,222 sqft · built 2012
Lot Size	0.129 acres (5,661 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,052 (2024)
Deeds & Mortgages	Jun 2022 Line of Credit Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-24-26-0101-000-01000`

Property Details

APN / Parcel Number

Primary APN	`14-24-26-0101-000-01000`
Alternative APN	`3862292`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,222 sqft Living Area
1st Floor Area	1,032 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2024
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	5,661 sqft (0.129 acres)
Garage Type	Finished
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	350 sqft
Porch	Open Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	3862292
Street Address	3819 RYEGRASS ST
City	CLERMONT
State	FL
Zip	34714-4894
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWGRASS BAY PHASE 1B PB 61 PG 38-41 LOT 10 ORB 4172 PG 1639
Legal Range	26E
Legal Township	24S
Legal Section	14
Legal Subdivision	SAWGRASS BAY
Legal Phase	1B
Legal Tract	A-D
Legal Lot Number	10
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	2
Census Block	2042
Census Tract	31314

Owner

Source: Lake County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3819 RYEGRASS ST, CLERMONT, FL 34714-4894
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2022	Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK
Dec 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRUSTCO BANK
Jun 1, 2018	Loan Modification, Mortgage · Conventional Mortgage JPMORGAN CHASE BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2014
Deed Sale	Sep 16, 2014
Prior Sale	Sep 6, 2011 · Amount on Record
Deed Document Number	0004543120
Deed Book / Page	4172 / 1639
Prior Transfer Date	Jun 12, 2012
Prior Transfer Doc	2012060598
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3819 RYEGRASS ST, CLERMONT, FL 34714-4894
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3819 RYEGRASS ST, CLERMONT, FL 34714-4894

Mortgage

Document Number	0059711906
Date	Jun 9, 2022
Book Page	5971/1906
Instrument	2022079716

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 3, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	3819 RYEGRASS ST, CLERMONT, FL 34714-4894
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0053861502
Date	Dec 9, 2019
Book Page	5386/1502
Instrument	2019139122

Lender

Name	TRUSTCO BANK
Type	Bank
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 29, 2049

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Property Address	3819 RYEGRASS ST, CLERMONT, FL 34714-4894
Document Number	0051231095
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jun 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3819 RYEGRASS ST CLERMONT FL 347144894, CLERMONT, FL 34714-4894

Mortgage

Document Number	0051231095
Date	Jun 11, 2018
Book Page	005123/001095
Instrument	67636

Lender

Name	JPMORGAN CHASE BK NA
Address	COLUMBUS, OH 43219-6009

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$225,530 (+5.98%) Land $100,000 Building $125,530	$353,548 (-6.84%) Land $100,000 Building $253,548
2024	$4,052.00 (+7.45%)
2023	$3,771.00 (+7.41%) Homeowner's exemption	$212,800 (+3%)	$379,510 (+23.76%) Land $100,000 Building $279,510
2022	$3,511.00 Homeowner's exemption	$206,610	$306,645 Land $43,000 Building $263,645

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 83 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	83 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE UTILITY SERVICES INC NORTH (8 WPS) public/private · serves 24,798 people · EPA ID FL3354883
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021 Haloacetic acids resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: T-Mobile, Verizon.

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