Black Hawk County property record for 3828 Jay Ln, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1.5 ba · 600 sqft · built 2005 |
| Lot Size | 0.124 acres (5,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $135,000 (Nov 2006) |
| Tax Bill | $2,878 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-20-255-037 |
| Primary APN | 8913-20-255-037 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 600 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 450 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,422 sqft (0.124 acres) |
| Lot Dimensions | 155 ft deep x 35 ft wide |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | Deck Area |
| Patio Area | 162 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3828 JAY LN |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-5603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACORN ADDITION LOT 7 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 20 |
| Legal Subdivision | ACORN ADDITION |
| Legal Lot Number | 7 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 2 |
| Census Block | 2043 |
| Census Tract | 1503 |
3828 Jay Ln is owned and occupied by an individual who bought it in November 2006.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3828 JAY LN, WATERLOO, IA 50701-5603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 16, 2006 · Amount on File |
| Deed Sale | Nov 16, 2006 · Amount on File |
| Deed Document Number | 20062007011358 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 3828 Jay Ln was $2,878 with a homeowner's exemption, up 1.5% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,878.00 (+1.48%) Homeowner's exemption | $175,180 Land $24,330 Building $150,850 | $175,180 Land $24,330 Building $150,850 |
| 2024 | $2,836.00 | ||
| 2023 | $161,350 (+29.1%) Land $24,330 Building $137,020 | $161,350 Land $24,330 Building $137,020 | |
| 2022 | $2,672.00 Homeowner's exemption | $124,980 Land $24,330 Building $100,650 | |
| 2021 | $124,980 Land $24,330 Building $100,650 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3828 Jay Ln in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 58 (1978–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3828 Jay Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Cedar Falls Utilities, GigFire, Nextlink.
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