3812 Jay Ln, Waterloo, IA 50701 Property Records

Black Hawk County property record for 3812 Jay Ln, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 600 sqft · built 2006
Lot Size0.124 acres (5,422 sqft)
OwnerCompany Name on File
Last Sale$95,500 (Nov 2015)
Tax Bill$3,302 (2025)
Flood ZoneZone X (minimal risk)
APN8913-20-255-033

Property Details

APN / Parcel Number

Primary APN8913-20-255-033

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area600 sqft Living Area
1st Floor Area600 sqft
Basement Area600 sqft
Finished Basement450 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,422 sqft (0.124 acres)
Lot Dimensions155 ft deep x 35 ft wide
Garage TypeAttached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area144 sqft
Deck AreaDeck Area
Patio Area73 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address3812 JAY LN
CityWATERLOO
StateIA
Zip50701-5603
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACORN ADDITION LOT 3
Legal Range13W
Legal Township89N
Legal Section20
Legal SubdivisionACORN ADDITION
Legal Lot Number3
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2043
Census Tract1503

Owner

3812 Jay Ln is owned by a company that bought it in November 2015.

Source: Black Hawk County records, as of September 1, 2026

Owner of RecordCompany Name on File
Mailing Address38141 N 27TH AVE, PHOENIX, AZ 85086-8875
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2015 · Amount on File
Deed SaleNov 19, 2015 · Amount on File
Prior SaleOct 1, 2015 · Amount on File
Deed Document Number20152016-00009396
Prior Transfer DateNov 12, 2015
Prior Transfer Doc2016000092
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3812 Jay Ln was $3,302, up 0.2% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictCedar Falls Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,302.00 (+0.24%)$171,690 Land $24,330 Building $147,360$171,690 Land $24,330 Building $147,360
2024$3,294.00
2023$159,620 (+28.83%) Land $24,330 Building $135,290$159,620 Land $24,330 Building $135,290
2022$2,852.00$123,900 Land $24,330 Building $99,570
2021$123,900 Land $24,330 Building $99,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3812 Jay Ln in Zone X, an area of minimal flood risk, though there have been 58 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims58 (1978–2016)
Most Recent ClaimSep 2016 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Sep 2016 · 5 claims
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3812 Jay Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL
140 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Cedar Falls Utilities, GigFire, Nextlink.

Nearby Properties on Jay Ln

Nearby Streets

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