3828 Ayers Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 3828 Ayers Ln, Carmel, IN 46033

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,308 sqft · built 1999
Lot Size0.28 acres (12,197 sqft)
OwnerCompany Name on Record
Last Sale$308,800 (May 2019)
Tax Bill$3,762 (2024)
Deeds & MortgagesJun 2023 Transfer
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN29-10-17-004-036.000-015

Property Details

APN / Parcel Number

Primary APN29-10-17-004-036.000-015
Alternative APN
  • 0810170004036000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,308 sqft Living Area
Gross Area2,840 sqft
1st Floor Area2,308 sqft
2nd Floor Area1,118 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Construction TypeFrame
Roof MaterialAsphalt
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions138 ft deep x 87 ft wide
Garage TypeAttached
Garage Area532 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Street Address3828 AYERS LN
CityCARMEL
StateIN
Zip46033-8412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .28, SECTION 17, TOWNSHIP 18, RANGE 4, SETTERS RUN, SECTION 3, LOT 150
Legal Range04
Legal Township18
Legal Section17
Legal SubdivisionSETTERS RUN SECTION 3
Legal Block3
Legal Lot Number150
JurisdictionHAMILTON IN
Township / Civil DivisionWESTFIELD WASHINGTON
Census Block Group2
Census Block2027
Census Tract110515

Owner

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3828 AYERS LN, CARMEL, IN 46033-8412
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 6, 2023Intrafamily Transfer, Transfer
Jun 9, 2020Deed of Trust, Mortgage
PENNYMAC
Sep 20, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
May 31, 2019Warranty Deed, Transfer · Conventional Mortgage
GVC MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2019 · Amount on Record
Deed SaleMay 31, 2019 · Amount on Record
Deed Document Number201922564
Last Transfer DateJun 5, 2023
Transfer Doc0000020541
Record UpdatedSep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON IN
Recording DateJun 6, 2023
Property Address3828 AYERS LN, CARMEL, IN 46033-8412
Document Number0000020541
Map ReferenceDOC 9950775
Instrument DateJun 5, 2023
Instrument2023020541
Transaction TypeTransfer
Record UpdatedJun 30, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address3828 AYERS LN, CARMEL, IN 46033-8412

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address3828 AYERS LN, CARMEL, IN 46033-8412
Document Number0000044776
Instrument DateJun 9, 2020
Transaction TypeMortgage
Record UpdatedAug 24, 2020
Title CompanyPINNACLE LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3828 AYERS LN CARMEL IN 460338412, CARMEL, IN 46033-8412

Mortgage

Document Number0000044776
DateJul 14, 2020
Instrument44776
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
AmountAmount Recorded
Term360 Months
DueJul 13, 2050

September 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHAMILTON IN
Recording DateSep 20, 2019
Property Address3828 AYERS LN, CARMEL, IN 46033-8412
Document Number0000045546
Instrument DateSep 20, 2019
Instrument45546
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3828 AYERS LN CARMEL IN 460338412, CARMEL, IN 46033-8412

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON IN
Recording DateMay 31, 2019
Property Address3828 AYERS LN, CARMEL, IN 46033-8412
Document Number2019022564
Map ReferenceDOC 9950775
Instrument DateMay 30, 2019
Instrument2019022564
Transaction TypeTransfer
Record UpdatedOct 22, 2021
Title CompanyCHICAGO TITLE COMPANY LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3828 AYERS LN, CARMEL, IN 46033-8412

Mortgage

Document Number2019022565
DateMay 31, 2019
Instrument2019022565
Lender
NameGVC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionWestfield Washington Township
MunicipalityWestfield City
Unified School DistrictWestfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$358,100 (+7.09%) Land $85,000 Building $273,100$358,100 (+7.09%) Land $85,000 Building $273,100
2024$3,762.00 (+3.29%)$334,400 (+3.88%) Land $61,200 Building $273,200$334,400 (+3.88%) Land $61,200 Building $273,200
2023$3,642.00 (+11.96%) Homeowner's exemption$321,900 (+13.83%) Land $61,200 Building $260,700$321,900 (+13.83%) Land $61,200 Building $260,700
2022$3,253.00 (+11.18%) Homeowner's exemption$282,800 Land $61,200 Building $221,600$282,800 Land $61,200 Building $221,600
2021$2,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 78% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER OF WESTFIELD, LLC
private · serves 61,493 people · EPA ID IN5229009
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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