3812 Ayers Ln, Carmel, IN 46033 Property Records

Hamilton County property record for 3812 Ayers Ln, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,917 sqft · built 2001
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (Feb 2016)
Tax Bill	$4,640 (2024)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-17-004-034.000-015`

Property Details

APN / Parcel Number

Primary APN	`29-10-17-004-034.000-015`
Alternative APN	`0810170004034000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,917 sqft Living Area
1st Floor Area	1,190 sqft
2nd Floor Area	1,118 sqft
Basement Area	812 sqft
Finished Basement	609 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	137 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0810170004034000
Street Address	3812 AYERS LN
City	CARMEL
State	IN
Zip	46033-8412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .28, SECTION 17, TOWNSHIP 18, RANGE 4, SETTERS RUN, SECTION 3, LOT 148, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	17
Legal Subdivision	SETTERS RUN
Legal Block	3
Legal Lot Number	148
Jurisdiction	HAMILTON IN
Township / Civil Division	WESTFIELD WASHINGTON
Census Block Group	2
Census Block	2027
Census Tract	110515

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3812 AYERS LN, CARMEL, IN 46033-8412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2016 · Amount on Record
Deed Sale	Feb 1, 2016 · Amount on Record
Prior Sale	May 7, 2013
Deed Document Number	2016004053
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	3812 AYERS LN, CARMEL, IN 46033-8412
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000039521
Date	May 26, 2021
Instrument	2021039521

Lender

Name	BETTER MORTGAGE CORPORATION
Type	Mortgage Company
Address	NEW YORK, NY 10007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2041

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Westfield Washington Township
Municipality	Westfield City
Unified School District	Westfield-Washington Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$443,600 (+7.93%) Land $85,000 Building $358,600	$443,600 (+7.93%) Land $85,000 Building $358,600
2024	$4,640.00 (+3.43%)	$411,000 (+4.05%) Land $61,300 Building $349,700	$411,000 (+4.05%) Land $61,300 Building $349,700
2023	$4,486.00 (+12.46%) Homeowner's exemption	$395,000 (+14.49%) Land $61,300 Building $333,700	$395,000 (+14.49%) Land $61,300 Building $333,700
2022	$3,989.00 Homeowner's exemption	$345,000 Land $61,300 Building $283,700	$345,000 Land $61,300 Building $283,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER OF WESTFIELD, LLC private · serves 61,493 people · EPA ID IN5229009
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20