38276 Luma Ter, Newark, CA 94560 Property Records

Alameda County property record for 38276 Luma Ter, Newark, CA 94560

Property Summary

Property Type	Planned Unit Development
Details	4 bd · 4 ba · 2,115 sqft · built 2015
Lot Size	0.04 acres (1,769 sqft)
Owner	Trust Name on File
Last Sale	$810,000 (Jun 2015)
Tax Bill	$11,951 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2599-63`

Property Details

APN / Parcel Number

Primary APN	`92A-2599-63`
Alternative APN	`092A-2599-063-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Other
Construction Type	Wood
Lot Area	1,769 sqft (0.04 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38276 LUMA TER
City	NEWARK
State	CA
Zip	94560-4858
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	444601

Owner

38276 Luma Ter, a planned unit development, is owner-occupied and held in a trust since October 2020.

Source: Alameda County records, as of October 20, 2025

Owner of Record	Trust Name on File
Mailing Address	38276 LUMA TER, NEWARK, CA 94560-4858
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 29, 2019	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Oct 14, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2015 · Amount on File
Deed Sale	Jun 5, 2015 · Amount on File
Prior Sale	Jun 5, 2015 · Amount on File
Deed Document Number	0000157581
Last Transfer Date	Oct 14, 2020
Transfer Doc	0000273096
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38276 LUMA TER, NEWARK, CA 94560-4858
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38276 LUMA TER, NEWARK, CA 94560-4858

Mortgage

Document Number	0000294502
Date	Nov 3, 2020
Instrument	2020294502

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Sep 1, 2035

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38276 LUMA TER, NEWARK, CA 94560-4858
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000169846
Date	Aug 29, 2019
Instrument	2019169846

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 28, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Oct 14, 2020
Property Address	38276 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000273096
Instrument Date	Aug 14, 2020
Instrument	273096
Transaction Type	Transfer
Record Updated	Jan 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38276 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38276 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000181951
Instrument Date	Jul 21, 2017
Transaction Type	Mortgage
Record Updated	Sep 14, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	38276 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

Mortgage

Document Number	0000181951
Date	Aug 18, 2017
Instrument	181951

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38276 Luma Ter was $11,951 with a homeowner's exemption.

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$11,951.00 Homeowner's exemption	$973,104 Land $291,919 Building $681,185
2023	$11,440.00 Homeowner's exemption	$935,324 Land $280,585 Building $654,739

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38276 Luma Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 38276 Luma Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Luma Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures