38250 Luma Ter, Newark, CA 94560 Property Records

Alameda County property record for 38250 Luma Ter, Newark, CA 94560

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,115 sqft · built 2015
Lot Size	0.046 acres (2,013 sqft)
Owner	Individual Name on Record
Last Sale	$1,315,000 (May 2026)
Tax Bill	$11,950 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`92A-2599-57`

Property Details

APN / Parcel Number

Primary APN	`92A-2599-57`
Alternative APN	`092A-2599-057-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	2,115 sqft Living Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,013 sqft (0.046 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38250 LUMA TER
City	NEWARK
State	CA
Zip	94560-4858
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00048 BLK: TR: 8130
Legal Subdivision	TRACT NO 8130
Legal Tract	8130
Legal Lot Number	48
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2000
Census Tract	444601

Owner

Source: Alameda County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38250 LUMA TER, NEWARK, CA 94560-4858
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Grant Deed, Transfer · Conventional Mortgage BMO HARRIS BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 3, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 3, 2020	Quit Claim Deed, Transfer CALATLANTIC TITLE INC
Aug 4, 2020	Quit Claim Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2026 · Amount on Record
Deed Sale	May 21, 2026 · Amount on Record
Prior Sale	Nov 17, 2015 · Amount on Record
Deed Document Number	202667028
Prior Transfer Date	Nov 30, 2020
Prior Transfer Doc	0000333560
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	May 21, 2026
Property Address	38250 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000067028
Instrument Date	May 11, 2026
Instrument	202667028
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067029,
Date	May 21, 2026
Instrument	202667029

Lender

Name	BMO HARRIS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	38250 LUMA TER, NEWARK, CA 94560-4858
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000109538
Date	May 12, 2020
Instrument	2020109538

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

December 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 3, 2020
Property Address	38250 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000333560
Map Reference	MB 327 PG 16-22
Instrument Date	Nov 30, 2020
Instrument	2020333560
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	38250 LUMA TER, NEWARK, CA 94560-4858

Mortgage

Document Number	0000333561
Date	Dec 3, 2020
Instrument	2020333561

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Dec 3, 2020
Property Address	38250 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000333562
Instrument Date	Nov 30, 2020
Instrument	333562
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38250 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 4, 2020
Property Address	38250 LUMA TER, NEWARK, CA 94560-4858
Document Number	0000187382
Instrument Date	Jul 12, 2020
Instrument	187382
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38250 LUMA TER NEWARK CA 945604858, NEWARK, CA 94560-4858

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Newark City
Unified School District	Newark Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,391 (+2%) Land $295,581 Building $689,810
2025	$11,950.00 (+4.43%)	$966,073 (+4.04%) Land $289,786 Building $676,287
2023	$11,443.00	$928,565 Land $278,535 Building $650,030	$1,266,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Sail Internet Fixed Wireless	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Tekify Fiber & Wireless Fixed Wireless	600 / 130
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Luma Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures