3827 Gate Dr, Troy, MI 48083 Property Records

Oakland County property record for 3827 Gate Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,755 sqft · built 1972
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Jul 2013)
Tax Bill	$3,969 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Dec 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-127-014`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-127-014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,755 sqft Living Area
1st Floor Area	1,755 sqft
Basement Area	1,755 sqft
Finished Basement	1,755 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Roof Type	Hip
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	129 ft deep x 106 ft wide
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	212 sqft
Deck Area	212 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3827 GATE DR
City	TROY
State	MI
Zip	48083-5643
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB LOT 157
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLDE FORGE SUB
Legal Lot Number	157
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1004
Census Tract	198000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3827 GATE DR, TROY, MI 48083-5643
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Line of Credit OUR CU
Dec 3, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER
Nov 4, 2025	Intrafamily Transfer, Transfer MORTGAGE CENTER TITLE LLC
Oct 22, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2013 · Amount on Record
Deed Sale	Jul 31, 2013 · Amount on Record
Deed Document Number	2013199779
Deed Book / Page	46135 / 797
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 GATE DR, TROY, MI 48083-5643
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126297
Date	Nov 20, 2023
Book Page	59015/97
Instrument	126297

Lender

Name	OUR CU
Type	Credit Union
Address	ROYAL OAK, MI 48073

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 3, 2025
Property Address	3827 GATE DR, TROY, MI 48083-5643
Document Number	20250150357
Book / Page	60743 / 225
Map Reference	LB 130 PG 21
Instrument Date	Oct 10, 2025
Instrument	20250150357
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	MORTGAGE CTR TITLE LLC, MORTGAGE CENTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3827 GATE DR, TROY, MI 48083-5643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 GATE DR, TROY, MI 48083-5643

Mortgage

Document Number	0006068136
Date	Dec 3, 2025
Instrument	60681/36

Lender

Name	MORTGAGE CENTER
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Nov 4, 2025
Property Address	3827 GATE DR, TROY, MI 48083-5643
Document Number	20250140262
Book / Page	60681 / 34
Map Reference	LB 130 PG 21
Instrument Date	Oct 6, 2025
Instrument	20250140262
Transaction Type	Transfer
Record Updated	Dec 23, 2025
Title Company	MORTGAGE CENTER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3827 GATE DR, TROY, MI 48083-5643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 GATE DR, TROY, MI 48083-5643

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3827 GATE DR, TROY, MI 48083-5643
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3827 GATE DR, TROY, MI 48083-5643

Mortgage

Document Number	0000220022
Date	Oct 22, 2020
Book Page	55043/484
Instrument	220022

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,969.00 (-3.85%)
2023			$304,100
2022	$4,128.00	$152,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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