3854 Gate Dr, Troy, MI 48083 Property Records

Oakland County property record for 3854 Gate Dr, Troy, MI 48083

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,720 sqft · built 1974
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Nov 2018)
Tax Bill	$4,519 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-24-129-012`

Property Details

APN / Parcel Number

Primary APN	`88-20-24-129-012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	964 sqft
Basement Area	700 sqft
Unfinished Basement	964 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	125 ft deep x 110 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	135 sqft
Deck Area	400 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3854 GATE DR
City	TROY
State	MI
Zip	48083-5642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 24 OLDE FORGE SUB NO 2 LOT 179
Legal Range	11E
Legal Township	2N
Legal Section	24
Legal Subdivision	OLD FORGE NO 2
Legal Lot Number	179
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1003
Census Tract	198000

Owner

Source: Oakland County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3854 GATE DR, TROY, MI 48083-5642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Nov 13, 2018	Warranty Deed, Transfer DEVON TITLE AGENCY
Jan 5, 2017	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2018 · Amount on Record
Deed Sale	Nov 13, 2018 · Amount on Record
Prior Sale	Nov 16, 2005 · Amount on Record
Deed Document Number	20184282
Deed Book / Page	52353 / 469
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3854 GATE DR, TROY, MI 48083-5642
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RET

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000079337
Date	Apr 20, 2020
Book Page	54102/509
Instrument	79337

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SCHAUMBURG, IL 60173

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 13, 2018
Property Address	3854 GATE DR, TROY, MI 48083-5642
Document Number	0000184282
Book / Page	52353 / 00469
Map Reference	LB 132 PG 1&2
Instrument Date	Oct 30, 2018
Instrument	184282
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	DEVON TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,347.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3854 GATE DR, 3854, TROY, MI 48083-5642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 GATE DR, TROY, MI 48083-5642

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 5, 2017
Property Address	3854 GATE DR, TROY, MI 48083-5642
Document Number	0000002799
Book / Page	50251 / 00877
Map Reference	LB132 PG1&2
Instrument Date	Dec 16, 2016
Instrument	002799
Transaction Type	Transfer
Record Updated	Jun 29, 2021
Title Company	MI INVESTMENT TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11107 SUNSET HILLS RD STE 200, 11107, RESTON, VA 20190-5376

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3854 GATE DR, TROY, MI 48083-5642

Mortgage

Document Number	0000002800
Date	Jan 5, 2017
Instrument	002800

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,519.00 (-2.69%)
2023			$290,040
2022	$4,644.00	$145,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1994)
Most Recent Claim	Jun 1994 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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