Lake County property record for 38260 Prospect St, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,223 sqft · built 1898 |
| Lot Size | 0.519 acres (22,651 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $195,000 (Feb 2006) |
| Tax Bill | $7,670 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-030-A-00-038-0 |
| Primary APN | 27-A-030-A-00-038-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,223 sqft Living Area |
| Gross Area | 2,921 sqft |
| 1st Floor Area | 934 sqft |
| Basement Area | 698 sqft |
| Unfinished Basement | 698 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Lot Area | 22,651 sqft (0.519 acres) |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | D 8 |
|---|---|
| Street Address | 38260 PROSPECT ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GORE TRACT PART OF LOT 44 |
| Legal Subdivision | MERCHANTS PARK |
| Legal Lot Number | 44 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201400 |
The current owner of 38260 Prospect St bought it in February 2006.
Source: Lake County records, as of April 25, 2024
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 38260 PROSPECT ST, WILLOUGHBY, OH 44094-7810 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2006 · Amount on File |
| Deed Sale | Feb 28, 2006 · Amount on File |
| Deed Document Number | 602 |
| Record Updated | Jun 7, 2026 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $7,670.00 (+54.42%) Homeowner's exemption | $81,010 (-) Land $24,240 Building $56,770 | |
| 2022 | $4,967.00 Homeowner's exemption | $81,010 Land $24,240 Building $56,770 | |
| 2021 | $231,450 Land $69,250 Building $162,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 38260 Prospect St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38260 Prospect St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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