Lake County property record for 38232 Prospect St, Willoughby, OH 44094
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 3,384 sqft · built 1910 |
| Lot Size | 0.232 acres (10,145 sqft) |
| Owner | Owner Name on Record |
| Tax Bill | $3,888 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-030-A-00-040-0 |
| Primary APN | 27-A-030-A-00-040-0 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,384 sqft Total Area |
| Gross Area | 4,829 sqft |
| 1st Floor Area | 1,642 sqft |
| 2nd Floor Area | 624 sqft |
| Basement Area | 1,118 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Single |
| Year Built | Built 1910 |
|---|---|
| Construction Type | Wood |
| Lot Area | 10,145 sqft (0.232 acres) |
| Lot Dimensions | 178 ft deep x 57 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | 32 sqft |
| Patio Area | 32 sqft |
| Fence | Fence |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air |
|---|
| Account Number | 40 |
|---|---|
| Street Address | 38232 PROSPECT ST |
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-8086 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Local Zoning Code | R-MFL |
| Legal Description | GORE TRACT PART OF LOT 44 |
| Legal Subdivision | CITY/WILLOUGHBY |
| Legal Lot Number | 44 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 201400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Downtown Willoughy Historic District listed 1995 · 67 contributing resources · NRIS 95001362 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Lake County records, as of April 25, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 38232 PROSPECT ST, WILLOUGHBY, OH 44094-8086 |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2000 |
| Transfer Doc | 0000010404 |
| Record Updated | Jun 7, 2026 |
Source: Lake County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,888.00 (+46.44%) Homeowner's exemption Senior Citizen's exemption | $41,070 (-) Land $21,310 Building $19,760 | |
| 2022 | $2,655.00 Homeowner's exemption Senior Citizen's exemption | $41,070 Land $21,310 Building $19,760 | |
| 2021 | $117,330 Land $60,880 Building $56,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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