St. Mary's County property record for 38260 Mount Chance Ln, Clements, MD 20624
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,901 sqft · built 1997 |
| Lot Size | 1.36 acres (59,242 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Mar 1996) |
| Tax Bill | $2,907 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-037422 |
| Primary APN | 07-037422 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,901 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 59,242 sqft (1.36 acres) |
| Garage Type | Attached |
| Garage Area | 374 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 037422 |
|---|---|
| Street Address | 38260 MOUNT CHANCE LN |
| City | CLEMENTS |
| State | MD |
| Zip | 20624-2401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 18 SECTION 4 PLAT 35/82 MOUNT CHANCE SUBDIVISION |
| Legal Subdivision | MOUNT CHANCE SUB |
| Legal Lot Number | 18 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 875300 |
Source: St. Mary's County records · APN 07-037422
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38260 MOUNT CHANCE LN, CLEMENTS, MD 20624-2401 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 06, 1996 · Amount on Record |
| Deed Sale | Mar 06, 1996 · Amount on Record |
| Deed Document Number | 19964549 |
| Deed Book / Page | 1037 / 259 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $348,900 (+16.78%) | $365,600 (+15.88%) Land $106,800 Building $258,800 | |
| 2025 | $2,907.00 (-8.87%) Homeowner's exemption | ||
| 2023 | $3,190.00 Homeowner's exemption | $298,767 | $315,500 Land $106,800 Building $208,700 |
Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 21 locations within half a mile of this property.
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