St. Mary's County property record for 38215 Mount Chance Ln, Clements, MD 20624
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,016 sqft · built 1994 |
| Lot Size | 1.43 acres (62,291 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $37,500 (Dec 1992) |
| Tax Bill | $4,280 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-036604 |
| Primary APN | 07-036604 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,016 sqft Total Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 62,291 sqft (1.43 acres) |
| Garage Type | Detached |
| Garage Area | 896 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 1,056 sqft |
| Porch | Slab |
| Porch Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 036604 |
|---|---|
| Street Address | 38215 MOUNT CHANCE LN |
| City | CLEMENTS |
| State | MD |
| Zip | 20624-2400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | LOT 500-11 SECTION 3 PLAT 30/92 MOUNT CHANCE |
| Legal Subdivision | MOUNT CHANCE SEC 03 |
| Legal Lot Number | 11 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 7, MILESTOWN |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 875300 |
Source: St. Mary's County assessment roll, as of August 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 38275 MOUNT CHANCE LN, CLEMENTS, MD 20624-2400 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 2, 1992 · Amount on Record |
| Deed Sale | Dec 2, 1992 · Amount on Record |
| Deed Book / Page | 732 / 119 |
| Record Updated | Sep 20, 2026 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $405,900 (+17.6%) | $427,100 (+17.5%) Land $107,100 Building $320,000 | |
| 2025 | $4,280.00 (+11.08%) | ||
| 2023 | $3,853.00 | $345,167 | $363,500 Land $107,100 Building $256,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 2 (2003–2007) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jan 2007 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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