Kenton County property record for 3826 Montella Pl, Covington, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · built 2019 |
| Lot Size | 0.151 acres (6,599 sqft) |
| Owner | Company Name on Record |
| Last Sale | $341,011 (Oct 2019) |
| Tax Bill | $3,018 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-02-046.00 |
| Primary APN | 044-00-02-046.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Lot Area | 6,599 sqft (0.151 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3826 MONTELLA PL |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-1552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 46 PHASE C SEC 12A TUSCANY SUBD |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 12A |
| Legal Lot Number | 46 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3826 MONTELLA PL, FT MITCHELL, KY 41017-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 1, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CINCINNATI FSLA |
| Oct 25, 2019 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage VICTORY CMNTY BK |
| May 15, 2019 | Loan Modification, Mortgage ATTORNEY ONLY |
| May 9, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2019 · Amount on Record |
| Deed Sale | Oct 25, 2019 · Amount on Record |
| Prior Sale | May 9, 2019 · Amount on Record |
| Deed Document Number | 201910 25 059 00048 |
| Deed Book / Page | 4351 / 338 |
| Last Transfer Date | Mar 19, 2021 |
| Transfer Doc | 0000000108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 1, 2021 |
| Property Address | 3826 MONTELLA PL, COVINGTON, KY 41017-1552 |
| Document Number | 0005900108 |
| Book / Page | 81 / 703 |
| Map Reference | SL A-1228&A-1229 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 21040105900108 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TTL OF CINCINNATI IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3826 MONTELLA PL, COVINGTON, KY 41017-1552 |
| Document Number | 0005900109 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 21040105900109 |
| Name | CINCINNATI FSLA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 25, 2019 |
| Property Address | 3826 MONTELLA PL, COVINGTON, KY 41017-1552 |
| Document Number | 0000000048 |
| Book / Page | 0I4351 / 000338 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 48 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGCY LP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $341.01 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3826 MONTELLA PL COVINGTON KY 41017, COVINGTON, KY 41017 |
| Document Number | 49 |
|---|---|
| Date | Oct 25, 2019 |
| Book Page | 0I4351/000341 |
| Instrument | 49 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 24, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3826 MONTELLA PL, COVINGTON, KY 41017-1552 |
| Document Number | 0000000260 |
| Instrument Date | May 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | May 9, 2019 |
| Property Address | 3826 MONTELLA PL, COVINGTON, KY 41017-1552 |
| Document Number | 0000000036 |
| Book / Page | 0I4260 / 000199 |
| Instrument Date | May 3, 2019 |
| Instrument | 36 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $49.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3940 OLYMPIC BLVD #100 ERLANGER KY 410181025, 100, ERLANGER, KY 41018-1025 |
| Investor | Possibly a Property Investor |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $368,700 (+4.24%) Land $75,000 Building $293,700 | $368,700 (+4.24%) Land $75,000 Building $293,700 | |
| 2025 | $3,018.00 (-7.85%) Homeowner's exemption | $353,700 (-) Land $50,000 Building $303,700 | $353,700 (-) Land $50,000 Building $303,700 |
| 2023 | $3,275.00 Homeowner's exemption | $353,700 Land $50,000 Building $303,700 | $353,700 Land $50,000 Building $303,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures