Kenton County property record for 3805 Montella Pl, Covington, KY 41017
| Property Type | Vacant Land |
|---|---|
| Lot Size | 3.41 acres (148,743 sqft) |
| Owner | Company Name on File |
| Last Sale | $441,756 (Mar 2022) |
| Tax Bill | $363 (2023) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-00-00-048.09 |
| Primary APN | 044-00-00-048.09 |
|---|
| Lot Area | 148,743 sqft (3.41 acres) |
|---|
| Street Address | 3805 MONTELLA PL |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41017 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | OPEN SPACE R PHASE C SEC 12A TUSCANY SUB |
| Legal Subdivision | TUSCANY SUBDIVISION |
| Legal Phase | 12A |
| Legal Lot Number | R |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 5 |
| Census Block | 5078 |
| Census Tract | 65300 |
3805 Montella Pl, vacant land, is owned by a company that bought it in March 2022.
Source: Kenton County records, as of August 11, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3940 OLYMPIC BLVD, 400, ERLANGER, KY 41018-3593 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2022 · Amount on File |
| Deed Sale | Mar 3, 2022 · Amount on File |
| Prior Sale | Mar 2, 2022 · Amount on File |
| Deed Document Number | 202231 |
| Deed Book / Page | 151 / 154 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3805 MONTELLA PL, COVINGTON, KY 41017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | HOMESTEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0005900163 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 407/731 |
| Instrument | 22091605900163 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 16, 2025 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $34,100 Land $34,100 | $34,100 Land $34,100 | |
| 2023 | $363.00 | $34,100 Land $34,100 | $34,100 Land $34,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3805 Montella Pl in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3805 Montella Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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