3826 Dyer Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3826 Dyer Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1990
Lot Size	0.168 acres (7,350 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Apr 2021)
Tax Bill	$6,478 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00290320-000000`

Property Details

APN / Parcel Number

Primary APN	`00290320-000000`
Alternative APNs	`05662900290320000000` `1362506`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
1st Floor Area	1,176 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2012
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	7,350 sqft (0.168 acres)
Lot Dimensions	105 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	828 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1362506
Old Parcel Number	05662900290320000000
Street Address	3826 DYER RD
City	BIG PINE KEY
State	FL
Zip	33043-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 10 LT 4 PORT PINE HEIGHTS PB4-109 BIG PINE KEY OR582-109 OR583-741 OR589-860 OR582-109 OR950-976 OR1120-1699 OR1136-1783
Legal Range	29E
Legal Township	66S
Legal Section	05
Legal Subdivision	PORT PINE HEIGHTS
Legal Block	10
Legal Lot Number	4
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1021
Census Tract	971402

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3826 DYER RD, BIG PINE KEY, FL 33043-6110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on Record
Deed Sale	Apr 28, 2021 · Amount on Record
Deed Document Number	2316507
Deed Book / Page	3093 / 84
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 28, 2021
Property Address	3826 DYER RD, BIG PINE KEY, FL 33043-6110
Document Number	0030930084
Book / Page	3093 / 84
Map Reference	MB 4 PG 109
Instrument Date	Apr 28, 2021
Instrument	2316507
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ABSOLUTE FIRST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,930.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3826 DYER RD, 3826, BIG PINE KEY, FL 33043-6110

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4980 PORTER RD, SAINT AUGUSTINE, FL 32095-6231

Mortgage

Document Number	0000309386
Date	Apr 28, 2021
Instrument	3093/86

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$728,855 (-19.27%)	$824,873 (-8.64%) Land $450,941 Building $373,932
2024	$6,478.00 (-17.99%)
2023	$7,899.00 (+11.68%)	$902,842 (+21.27%) Land $620,267 Building $282,575	$902,842 (+21.27%) Land $620,267 Building $282,575
2022	$7,073.00	$744,475 Land $463,418 Building $281,057	$744,475 Land $463,418 Building $281,057

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000