3806 Dyer Rd, Big Pine Key, FL 33043 Property Records

Monroe County property record for 3806 Dyer Rd, Big Pine Key, FL 33043

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 1990
Lot Size	0.182 acres (7,963 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Sep 2025)
Tax Bill	$3,308 (2024)
Deeds & Mortgages	Sep 2025 Sale
Flood Zone	Zone AE (high risk)
APN	`00290290-000000`

Property Details

APN / Parcel Number

Primary APN	`00290290-000000`
Alternative APN	`1362476`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Flooring	Concrete/Cement
Interior Walls	Masonry

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable
Roof Material	Metal
Lot Area	7,963 sqft (0.182 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Pool Type	Public / Commercial Pool
Porch	Open Porch
Porch Area	296 sqft
Fence	Fence
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1362476
Street Address	3806 DYER RD
City	BIG PINE KEY
State	FL
Zip	33043-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 10 LT 1 PORT PINE HEIGHTS BIG PINE KEY OR445-887 OR1052-1712 OR1651-1995 OR2680-1889/90
Legal Range	29E
Legal Township	66S
Legal Section	05
Legal Subdivision	PORT PINE HEIGHTS
Legal Block	10
Legal Lot Number	1
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1021
Census Tract	971402

Owner

3806 Dyer Rd is owned and occupied by an individual who bought it in September 2025.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	20 RIVERSIDE DR, STILLWATER, NY 12170-1310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Prior Sale	Apr 23, 2014 · Amount on File
Deed Document Number	2516077
Deed Book / Page	3345 / 2196
Record Updated	Jun 8, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 22, 2025
Property Address	3806 DYER RD, BIG PINE KEY, FL 33043-6110
Document Number	0033452196
Book / Page	3345 / 2196
Map Reference	MB 4 PG 109
Instrument Date	Sep 15, 2025
Instrument	2516077
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$4,480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	108 SPRAY AVE, EGG HARBOR TOWNSHIP, NJ 08234-7243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20 RIVERSIDE DR, STILLWATER, NY 12170-1310

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$341,839 (+2.9%)	$451,341 (-2.67%) Land $278,386 Building $172,955
2024	$3,308.00 (+5.18%) Homeowner's exemption	$332,206 (+3%)	$463,732 (-22.02%) Land $294,870 Building $168,862
2023	$3,145.00 (+2.68%) Homeowner's exemption	$322,531 (+3%)	$594,717 (+25.03%) Land $467,030 Building $127,687
2022	$3,063.00 Homeowner's exemption	$313,137	$475,670 Land $347,983 Building $127,687

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3806 Dyer Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 522 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	522 in force
Nearby Flood Claims	852 (1979–2017)
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 308 claims Hurricane Wilma, Nov 2005 · 306 claims Hurricane Georges, Oct 1998 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3806 Dyer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000