38255 Bower Rd, Scio, OH 43988 Property Records

Harrison County property record for 38255 Bower Rd, Scio, OH 43988

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,872 sqft · built 2013
Lot Size	7.08 acres (308,466 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Oct 2025)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`20-0000270.003`

Property Details

APN / Parcel Number

Primary APN	`20-0000270.003`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,872 sqft Living Area
Upper Floors Area	1,296 sqft

Exterior

Year Built	Built 2013
Construction Type	Frame
Roof Material	Metal
Lot Area	308,466 sqft (7.08 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood

Location & Zoning

Street Address	38255 BOWER RD
City	SCIO
State	OH
Zip	43988-8702
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R5 T12 S31 7.0814A VOL 294/3635
Jurisdiction	HARRISON OH
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3031
Census Tract	975700

Owner

Source: Harrison County records · APN 20-0000270.003

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	38255 BOWER RD, SCIO, OH 43988-8702
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Line of Credit THE CITIZENS SAVINGS BANK
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS SAVINGS BANK
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS SAVINGS BANK
Feb 27, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE EQUITABLE SAVINGS AND LOAN COMP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	00294/3635
Deed Book / Page	294 / 3635
Record Updated	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38255 BOWER RD, SCIO, OH 43988-8702
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ALBAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00275/3141
Date	Jul 28, 2021
Book Page	275/3141
Instrument	202100002235

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank
Address	MARTINS FERRY, OH 43935

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 12, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38255 BOWER RD, SCIO, OH 43988-8702
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	ALBAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00275/1130
Date	Jun 30, 2021
Book Page	275/1130
Instrument	202100001882

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank
Address	MARTINS FERRY, OH 43935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2036

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Oct 29, 2025
Property Address	38255 BOWER RD, SCIO, OH 43988-8702
Document Number	00294/3635
Book / Page	294 / 3635
Map Reference	OR 161 PG 1023
Instrument Date	Oct 28, 2025
Instrument	202500003701
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	NOMAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38255 BOWER RD, SCIO, OH 43988-8702

Mortgage

Document Number	202500003702
Date	Oct 29, 2025
Instrument	202500003702

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.89%
Type Change Date	Oct 28, 2032
Change Frequency	Annually
Min Rate At Change	4.89%
Max Rate At Change	9.89%
Index	Prime Rate
Max Rate	12.8%

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARRISON OH
Recording Date	Feb 27, 2018
Property Address	38255 BOWER RD, SCIO, OH 43988-8702
Document Number	00255/1022
Book / Page	255 / 1022
Instrument Date	Feb 26, 2018
Instrument	201800000776
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38255 BOWER RD, SCIO, OH 43988-8702

Mortgage

Document Number	201800000777
Date	Feb 27, 2018
Instrument	201800000777

Lender

Name	THE EQUITABLE SAVINGS AND LOAN COMP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2043

Mortgage

Document Number	255/1025
Date	Feb 27, 2018
Book Page	255/1025
Instrument	201800000777

Lender

Name	THE EQUITABLE SAVINGS AND LOAN COMPANY
Type	Non-Lending Institution
Address	CADIZ, OH 43907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2043

Tax Assessment & Valuation

Source: Harrison County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	North Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,930.00 (+0.07%) Homeowner's exemption Additional exemption filed	$75,220 (-) Land $10,710 Building $64,510
2024	$2,928.00 (+2.88%) Additional exemption filed	$75,220 (-) Land $10,710 Building $64,510
2023	$2,846.00 (+12.09%) Homeowner's exemption Additional exemption filed	$75,220 (+15.95%) Land $10,710 Building $64,510	$214,910 (+15.95%) Land $30,600 Building $184,310
2022	$2,539.00 Homeowner's exemption Additional exemption filed	$64,870 Land $9,640 Building $55,230
2020			$185,340 Land $27,540 Building $157,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2007)
Most Recent Claim	Mar 2007

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ampersand Technologies Fixed Wireless	250 / 50
T-Mobile USA Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bower Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures