38100 Bower Rd, Scio, OH 43988 Property Records

Harrison County property record for 38100 Bower Rd, Scio, OH 43988

Property Summary

Property Type	General Agricultural/Rural
Details	320 sqft
Lot Size	80.5 acres (3,507,451 sqft)
Owner	2 Individuals on Record
Last Sale	$290,000 (Oct 2025)
Tax Bill	$654 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Jun 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`20-0000270.000`

Property Details

APN / Parcel Number

Primary APN	`20-0000270.000`

Interior

Building Area	320 sqft Total Area

Exterior

Lot Area	3,507,451 sqft (80.5 acres)
Terrain	Rolling

Exterior Amenities

Porch	Slab
Porch Area	320 sqft
Patio Area	384 sqft
Shed	1 Shed
Shed Area	80 sqft

Location & Zoning

Street Address	38100 BOWER RD
City	SCIO
State	OH
Zip	43988-8702
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	R5 T12 S31 SW 80.522A VOL 215/572
Legal Range	05W
Legal Township	12N
Legal Section	31
Jurisdiction	HARRISON OH
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3030
Census Tract	975700

Owner

Source: Harrison County assessment roll, as of March 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	38255 BOWER RD, SCIO, OH 43988-8702
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM BANK INC
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE CITIZENS SAVINGS BANK
Aug 23, 2022	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL COMMUNITY BANK NA
Mar 25, 2026	Warranty Deed, Transfer · Conventional Mortgage THE CITIZENS SAVINGS BANK
Jun 16, 2023	Warranty Deed, Transfer ALBAN TITLE
Feb 27, 2018	Survivorship Deed, Transfer · Conventional Mortgage THE EQUITABLE SAVINGS AND LOAN COMP
Jan 10, 2014	Quit Claim Deed, Transfer THE EQUITABLE SAVINGS AND LOAN CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Feb 27, 2018 · Amount on Record
Deed Document Number	20253701
Deed Book / Page	294 / 3635
Prior Transfer Date	Dec 19, 2013
Prior Transfer Doc	215/0578
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Transaction Type	Mortgage
Record Updated	Apr 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00258/0301
Date	Jun 25, 2018
Book Page	258/0301
Instrument	201800002161

Lender

Name	FREEDOM BANK INC
Type	Bank
Address	BELINGTON, WV 26250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2033

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	ALBAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00275/1130
Date	Jun 30, 2021
Book Page	275/1130
Instrument	202100001882

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank
Address	MARTINS FERRY, OH 43935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON OH
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Transaction Type	Mortgage
Record Updated	Apr 7, 2026
Title Company	ALBAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00280/1506
Date	Aug 23, 2022
Book Page	280/1506
Instrument	202200002674

Lender

Name	FIRST FEDERAL COMMUNITY BANK NA
Type	Bank
Address	DOVER, OH 44622

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Mar 25, 2026
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Document Number	00296/2269
Book / Page	296 / 2269
Instrument Date	Mar 24, 2026
Instrument	202600001050
Transaction Type	Transfer
Record Updated	Apr 7, 2026
Title Company	NOMAD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38345 BOWER RD, SCIO, OH 43988-8702

Mortgage

Document Number	202600001051
Date	Mar 25, 2026
Instrument	202600001051

Lender

Name	THE CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2041

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON OH
Recording Date	Jun 16, 2023
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Document Number	00283/5584
Book / Page	283 / 5584
Map Reference	VOL 161 PG 1023
Instrument Date	Jun 15, 2023
Instrument	202300001761
Transaction Type	Transfer
Record Updated	Mar 25, 2024
Title Company	ALBAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38345 BOWER RD, SCIO, OH 43988-8702

February 2018: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HARRISON OH
Recording Date	Feb 27, 2018
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Document Number	00255/1022
Book / Page	255 / 1022
Instrument Date	Feb 26, 2018
Instrument	201800000776
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	38255 BOWER RD, SCIO, OH 43988-8702

Mortgage

Document Number	201800000777
Date	Feb 27, 2018
Instrument	201800000777

Lender

Name	THE EQUITABLE SAVINGS AND LOAN COMP
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 28, 2043

January 2014: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARRISON OH
Recording Date	Jan 10, 2014
Property Address	38100 BOWER RD, SCIO, OH 43988-8702
Document Number	00215/0578
Book / Page	215 / 0578
Instrument Date	Dec 19, 2013
Instrument	201400000098
Transaction Type	Transfer
Record Updated	Mar 25, 2024

Transaction

Amount	Amount Recorded
Tax	$0.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1068 MAYHAM RD NE, CARROLLTON, OH 44615-9774

Mortgage

Document Number	00215/2163
Date	Jan 30, 2014
Book Page	215/2163
Instrument	201400000449

Lender

Name	THE EQUITABLE SAVINGS AND LOAN CO
Type	Non-Lending Institution
Address	CADIZ, OH 43907

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jan 31, 2039

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of March 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Harrison County
County Subdivision	North Township
Unified School District	Harrison Hills City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$654.00 (+0.15%) Additional exemption filed	$16,740 (-) Land $13,790 Building $2,950
2024	$653.00 (+1.08%) Additional exemption filed	$16,740 (-) Land $13,790 Building $2,950
2023	$646.00 (+28.43%) Additional exemption filed	$16,740 (+33.39%) Land $13,790 Building $2,950	$202,290 (+16.2%) Land $193,860 Building $8,430
2022	$503.00 Additional exemption filed	$12,550 Land $10,430 Building $2,120
2020			$174,090 Land $168,030 Building $6,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2004–2007)
Most Recent Claim	Mar 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Smart Way Communications Fixed Wireless	250 / 50
T-Mobile Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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