3825 Maudray Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3825 Maudray Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,769 sqft · built 1972
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$665,000 (Aug 2025)
Tax Bill	$7,193 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Apr 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`258-0293-007-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0293-007-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
1st Floor Area	1,769 sqft
Bonus Room	Bonus Room
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	8,005 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3825 MAUDRAY WAY
City	CARMICHAEL
State	CA
Zip	95608-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GIBBONS ESTATES 04, LOT 85
Legal Subdivision	GIBBONS ESTATES 04
Legal Lot Number	85
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2005
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage SPRING EQ LLC
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CREDIT UNION
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
Feb 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Mar 29, 2017	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on Record
Deed Sale	Aug 7, 2025 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Book / Page	20250807 / 431
Prior Transfer Date	Jun 13, 2002
Prior Transfer Doc	2002001460
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131

Mortgage

Document Number	0000000767
Date	Jan 17, 2023
Instrument	2023011700767

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 15, 2026
Property Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Document Number	2026001024
Book / Page	20260415 / 1024
Instrument Date	Apr 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131

Mortgage

Document Number	2026001024,
Date	Apr 15, 2026
Book Page	20260415/1024

Lender

Name	GOLDEN 1 CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 24, 2020
Property Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Document Number	2008241875
Instrument Date	Aug 18, 2020
Instrument	2008241875
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$611.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3825 MAUDRAY WAY CARMICHAEL CA 956082131, CARMICHAEL, CA 95608-2131

Mortgage

Document Number	2008241876
Date	Aug 24, 2020
Instrument	2008241876

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Document Number	2003180089
Instrument Date	Feb 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 20, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3825 MAUDRAY WAY CARMICHAEL CA 956082131, CARMICHAEL, CA 95608-2131

Mortgage

Document Number	2003180089
Date	Mar 18, 2020
Instrument	2003180089

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 17, 2050

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3825 MAUDRAY WAY, CARMICHAEL, CA 95608-2131
Document Number	0000000134
Book / Page	170410 / 000134
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Apr 25, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3825 MAUDRAY WAY CARMICHAEL CA 956082131, CARMICHAEL, CA 95608-2131

Mortgage

Document Number	0000000134
Date	Apr 10, 2017
Book Page	170410/000134

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,000 (+10.7%) Land $140,000 Building $525,000
2025	$7,193.00 (+0.97%)	$600,747 (+4.04%) Land $124,478 Building $476,269
2024	$7,124.00 (+2.59%)
2023	$6,944.00 (+0.54%)	$577,422 Land $119,646 Building $457,776
2022	$6,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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