3810 Maudray Way, Carmichael, CA 95608 Property Records

Sacramento County property record for 3810 Maudray Way, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,978 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Company Names on Record
Last Sale	$399,000 (Apr 2016)
Tax Bill	$5,585 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Mar 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`258-0294-012-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0294-012-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,978 sqft Living Area
1st Floor Area	1,978 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	10,890 sqft (0.25 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3810 MAUDRAY WAY
City	CARMICHAEL
State	CA
Zip	95608-2132
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	GIBBONS ESTATES 04, LOT 104
Legal Subdivision	GIBBONS ESTATES 04
Legal Lot Number	104
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2006
Census Tract	7602

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Mar 28, 2022	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Aug 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Apr 20, 2018	Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE
Apr 20, 2018	Deed of Trust, Mortgage · Line of Credit TCF NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Prior Sale	Oct 28, 2004 · Amount on Record
Deed Book / Page	20160422 / 1069
Prior Transfer Date	Jul 27, 2007
Prior Transfer Doc	0000000644
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	0000001048
Date	Nov 2, 2022
Instrument	2022110201048

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	0000000811
Date	Mar 28, 2022
Instrument	2022032800811

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Transaction Type	Mortgage
Record Updated	Jan 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	0000001339
Date	Dec 21, 2021
Instrument	2021122101339

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Document Number	2008171048
Instrument Date	Aug 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3810 MAUDRAY WAY CARMICHAEL CA 956082132, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	2008171048
Date	Aug 17, 2020
Instrument	2008171048

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 16, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Document Number	1804251284
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	May 3, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3810 MAUDRAY WAY CARMICHAEL CA 956082132, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	1804251284
Date	Apr 25, 2018
Instrument	1804251284

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3810 MAUDRAY WAY, CARMICHAEL, CA 95608-2132
Document Number	1804251285
Instrument Date	Apr 20, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	CORNERSTONE TITLE COMPANY, CORNERSTONE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3810 MAUDRAY WAY CARMICHAEL CA 956082132, CARMICHAEL, CA 95608-2132

Mortgage

Document Number	1804251285
Date	Apr 25, 2018
Instrument	1804251285

Lender

Name	TCF NAT'L BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$481,774 (+2%) Land $120,744 Building $361,030
2025	$5,585.00 (+0.99%)	$472,328 (+4.04%) Land $118,377 Building $353,951
2024	$5,530.00 (+2.62%)
2023	$5,389.00 (+0.58%) Homeowner's exemption	$453,988 Land $113,781 Building $340,207
2022	$5,358.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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