38246 Timber Trail Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 38246 Timber Trail Rd, Onamia, MN 56359

Property Summary

Property Type	Seasonal / Vacation Home
Details	1,496 sqft · built 2022
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on File
Last Sale	$90,000 (Nov 2019)
Tax Bill	$3,410 (2026)
Deeds & Mortgages	Nov 2019 Sale Dec 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-019-0900`

Property Details

APN / Parcel Number

Primary APN	`09-019-0900`

Interior

Building Area	1,496 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Lot Area	1,742,400 sqft (40 acres)
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces
Porch	Slab

Location & Zoning

Street Address	38246 TIMBER TRAIL RD
City	ONAMIA
State	MN
Zip	56359
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	SW OF SE SEE 5/1/08 SURVEY 19 42 27 40.00
Legal Range	27
Legal Township	42
Legal Section	19
Jurisdiction	MILLE LACS MN
Township / Civil Division	KATHIO
Census Block Group	3
Census Block	3004
Census Tract	970200

Owner

38246 Timber Trail Rd, a residential property, is owned by two individuals who bought it in November 2019.

Source: Mille Lacs County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6602 RIVERCREST DR, NORTH BRANCH, MN 55056-5787
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Warranty Deed, Transfer ANCONA TITLE, ANCONA TITLE & ESCROW
Dec 10, 2018	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Oct 20, 2014 · Amount on File
Deed Document Number	2019414289
Prior Transfer Date	Aug 21, 2018
Prior Transfer Doc	A409448
Record Updated	Oct 29, 2026

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Nov 15, 2019
Property Address	38246 TIMBER TRAIL RD, ONAMIA, MN 56359
Document Number	A414289
Instrument Date	Nov 5, 2019
Instrument	A414289
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$297.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6602 RIVERCREST DR, NORTH BRANCH, MN 55056-5787

December 2018: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MILLE LACS MN
Recording Date	Dec 10, 2018
Property Address	38246 TIMBER TRAIL RD, ONAMIA, MN 56359
Document Number	A409448
Instrument Date	Aug 21, 2018
Instrument	A409448
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 38246 Timber Trail Rd was $3,410, down 9.7% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Kathio Township
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,410.00 (-9.69%)	$430,300 (+18.47%) Land $153,000 Building $277,300	$430,300 (+18.47%) Land $153,000 Building $277,300
2025	$3,776.00	$363,200 Land $131,900 Building $231,300	$363,200 Land $131,900 Building $231,300
2023	$1,092.00	$307,200 Land $113,400 Building $193,800	$307,200 Land $113,400 Building $193,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38246 Timber Trail Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38246 Timber Trail Rd is moderate, ranking above 57% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 83% of Minnesota
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Timber Trail Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures