38183 Timber Trail Rd, Onamia, MN 56359 Property Records

Mille Lacs County property record for 38183 Timber Trail Rd, Onamia, MN 56359

Property Summary

Property TypeSingle Family Home
Details1,080 sqft
Lot Size20 acres (871,200 sqft)
Owner2 Individual Names on Record
Last Sale$157,703 (Dec 2020)
Tax Bill$2,618 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-019-0701

Property Details

APN / Parcel Number

Primary APN09-019-0701

Interior

Building Area1,080 sqft Total Area

Exterior

Lot Area871,200 sqft (20 acres)
Garage Area1,600 sqft
Parking Spaces6 Parking Spaces
Deck Area168 sqft
Shed1 Shed
Cabin400 sqft

Location & Zoning

Street Address38183 TIMBER TRAIL RD
CityONAMIA
StateMN
Zip56359-2323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN 1/2 OF SE OF SW SEE 5/1/08 SURVEY 19 42 27 20.00
Legal Range27
Legal Township42
Legal Section19
JurisdictionMILLE LACS MN
Township / Civil DivisionKATHIO
Census Block Group3
Census Block3015
Census Tract970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 710, ONAMIA, MN 56359-0710
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2020 · Amount on Record
Deed SaleDec 2, 2020 · Amount on Record
Deed Document Number2020421050
Prior Transfer DateJul 1, 2008
Prior Transfer Doc350995
Record UpdatedOct 29, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMILLE LACS MN
Recording DateDec 2, 2020
Property Address38183 TIMBER TRAIL RD, ONAMIA, MN 56359-2323
Document NumberA421050
Instrument DateApr 24, 2020
InstrumentA421050
Transaction TypeTransfer
Record UpdatedSep 7, 2021
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$520.42
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address38183 TIMBER TRAIL RD, ONAMIA, MN 56359-2323

Mortgage

Document NumberA421051
DateDec 2, 2020
InstrumentA421051
Lender
NameWOODLANDS NATIONAL BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
County SubdivisionKathio Township
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,618.00 (-13.77%)$325,500 (+11.02%) Land $99,600 Building $225,900$325,500 (+11.02%) Land $99,600 Building $225,900
2025$3,036.00 (+37.25%) Homeowner's exemption$293,200 (-13.41%) Land $90,700 Building $202,500$293,200 (-13.41%) Land $90,700 Building $202,500
2023$2,212.00$338,600 Land $76,600 Building $262,000$338,600 Land $76,600 Building $262,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · above 79% of Minnesota
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Timber Trail Rd

Nearby Streets

Search Property Records by Address or Parcel Number