3824 N Bluff Pt, Bartlett (Memphis), TN 38135 Property Records

Shelby County property record for 3824 N Bluff Pt, Bartlett, TN 38135

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,691 sqft · built 1988
Lot Size0.23 acres (10,000 sqft)
Owner2 Individual Names on File
Last Sale$297,500 (Jul 2021)
Tax Bill$2,324 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APNB0-148C-A0-0078

Property Details

APN / Parcel Number

Primary APNB0-148C-A0-0078

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area2,691 sqft Living Area
Gross Area3,091 sqft
1st Floor Area1,123 sqft
Utility Area72 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 2004
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Patio Area40 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3824 N BLUFF PT
CityBARTLETT
StateTN
Zip38135-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionE END NORTH BLUFF POINT
Legal SubdivisionDAYBREAK SEC A
Legal Lot Number78
JurisdictionSHELBY TN
Township / Civil Division3
Census Block Group1
Census Block1015
Census Tract20656

Owner

3824 N Bluff Pt is owned and occupied by two individuals who bought it in July 2021.

Source: Shelby County records, as of June 2, 2026

Owner of Record2 Individual Names on File
Mailing Address3824 N BLUFF PT, BARTLETT, TN 38135-1558
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2021Warranty Deed, Transfer · Conventional Mortgage
BANK OF ENGLAND
Jun 11, 2021Intrafamily Transfer, Transfer
Jun 4, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF BARTLETT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2021 · Amount on File
Deed SaleJul 19, 2021 · Amount on File
Prior SaleApr 6, 2016
Deed Document Number202188346
Prior Transfer DateMay 21, 2021
Prior Transfer Doc0000070993
Record UpdatedSep 20, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJul 19, 2021
Property Address3824 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0021088346
Map ReferenceMB 111 PG 43
Instrument DateJul 14, 2021
Instrument21088346
Transaction TypeTransfer
Record UpdatedJul 26, 2021
Title CompanyEDCO TITLE AND CLOSING SERVICES, EDCO TTL & CLOSING SVCS INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,100.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 N BLUFF PT, BARTLETT, TN 38135-1558

Mortgage

Document Number0021088347
DateJul 19, 2021
Instrument21088347
Lender
NameBANK OF ENGLAND
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

June 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSHELBY TN
Recording DateJun 11, 2021
Property Address3824 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0021070993
Map ReferenceMB 111 PG 43
Instrument DateMay 21, 2021
Instrument21070993
Transaction TypeTransfer
Record UpdatedJun 18, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address3824 N BLUFF PT, BARTLETT, TN 38135-1558

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3824 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0000065310
Instrument DateJun 4, 2019
Transaction TypeMortgage
Record UpdatedJul 10, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3824 N BLUFF PT MEMPHIS TN 381351558, MEMPHIS, TN 38135-1558

Mortgage

Document Number0000065310
DateJul 1, 2019
Instrument65310
Lender
NameBANK OF BARTLETT
TypeBank
AddressBARTLETT, TN 38134
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueJun 30, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3824 N Bluff Pt was $2,324.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBartlett City
CountyShelby County
Unified School DistrictBartlett City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,324.00$86,425 Land $15,550 Building $70,875$345,700 Land $62,200 Building $283,500
2023$54,025 Land $10,350 Building $43,675
2022$1,831.00
2021$216,100 Land $41,400 Building $174,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3824 N Bluff Pt in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3824 N Bluff Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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