3840 N Bluff Pt, Bartlett (Memphis), TN 38135 Property Records

Shelby County property record for 3840 N Bluff Pt, Bartlett, TN 38135

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,934 sqft · built 1989
Lot Size0.23 acres (10,000 sqft)
OwnerIndividual Name on Record
Tax Bill$2,172 (2025)
Deeds & MortgagesJul 2026 Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNB0-148C-A0-0075

Property Details

APN / Parcel Number

Primary APNB0-148C-A0-0075

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,934 sqft Living Area
Gross Area2,334 sqft
1st Floor Area1,934 sqft
Utility Area56 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,000 sqft (0.23 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area40 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address3840 N BLUFF PT
CityBARTLETT
StateTN
Zip38135-1558
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionNS NORTH BLUFF POINT
Legal SubdivisionDAYBREAK SEC A
Legal Lot Number75
JurisdictionSHELBY TN
Township / Civil Division3
Census Block Group1
Census Block1015
Census Tract20656

Owner

Source: Shelby County records, as of July 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address3840 N BLUFF PT, BARTLETT, TN 38135-1558
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2026Deed of Trust, Mortgage · VA Mortgage
FEDERAL SAVINGS BANK
May 11, 2021Deed of Trust, Mortgage · Conventional Mortgage
VILLAGE CAPITAL & INVESTMENT LLC
Jul 2, 2020Deed of Trust, Mortgage · VA Mortgage
VILLAGE CAP & INV LLC
Jun 11, 2019Warranty Deed, Transfer
COMMUNITY MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 27, 2024
Deed SaleAug 27, 2024
Prior SaleJun 11, 2019 · Amount on Record
Deed Document Number202473486
Prior Transfer DateAug 20, 2024
Prior Transfer Doc0000073486
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Recording DateJul 22, 2026
Property Address3840 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0000061503
Instrument DateJul 10, 2026
Instrument202661503
Transaction TypeMortgage
Record UpdatedJul 29, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 N BLUFF PT, BARTLETT, TN 38135-1558

Mortgage

Document Number0000061503,
DateJul 22, 2026
Instrument202661503
Lender
NameFEDERAL SAVINGS BANK
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.52%
Max Rate-1%

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3840 N BLUFF PT, BARTLETT, TN 38135-1558
Transaction TypeMortgage
Record UpdatedMay 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021056381
DateMay 11, 2021
Instrument21056381
Lender
NameVILLAGE CAPITAL & INVESTMENT LLC
TypeMortgage Company
AddressHENDERSON, NV 89052
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address3840 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0000071352
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 N BLUFF PT BARTLETT TN 381351558, BARTLETT, TN 38135-1558

Mortgage

Document Number0000071352
DateJul 10, 2020
Instrument71352
Lender
NameVILLAGE CAP & INV LLC
AddressHENDERSON, NV 89052
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 9, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY TN
Recording DateJun 11, 2019
Property Address3840 N BLUFF PT, BARTLETT, TN 38135-1558
Document Number0000056772
Instrument DateMay 30, 2019
Instrument56772
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyTRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$758.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 N BLUFF PT BARTLETT TN 381351558, BARTLETT, TN 38135-1558

Mortgage

Document Number56773
DateJun 11, 2019
Instrument56773
Lender
NameCOMMUNITY MTG
TypeMortgage Company
AddressCORDOVA, TN 38018
Agreement
AmountAmount Recorded
Term360 Months
DueJun 10, 2049

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
MunicipalityBartlett City
CountyShelby County
Unified School DistrictBartlett City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,172.00 (+19.41%)$80,750 (+50.44%) Land $15,550 Building $65,200$323,000 (+50.44%) Land $62,200 Building $260,800
2023$53,675 Land $10,350 Building $43,325
2022$1,819.00
2021$214,700 Land $41,400 Building $173,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBARTLETT WATER SYSTEM
serves 57,129 people · EPA ID TN0000765
Water SourceGroundwater
Last State InspectionMar 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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