3824 Covington Rd, Fort Wayne, IN 46804 Property Records

Allen County property record for 3824 Covington Rd, Fort Wayne, IN 46804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,892 sqft · built 1925
Lot Size	0.799 acres (34,800 sqft)
Owner	Individual Name on File
Tax Bill	$859 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Re-recorded Document + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-12-08-482-004.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-08-482-004.000-074`
Alternative APN	`9424340012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	946 sqft
Basement Area	1,078 sqft
Family Room	Family Room

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1957
Construction Type	Frame
Roof Material	Metal
Lot Area	34,800 sqft (0.799 acres)
Lot Dimensions	2,900 ft deep x 1,200 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3824 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46804-5011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTHOLME AMD ADD LOT 12 EX PT TO CITY EX RD
Legal Subdivision	CRESTHOLME AMD ADD
Legal Lot Number	12
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	1
Census Block	1005
Census Tract	11502

Owner

Source: Allen County records, as of October 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING
Sep 23, 2026	Re-recorded Document MERIDIAN TITLE
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026
Deed Sale	Sep 23, 2026
Prior Sale	Sep 14, 2026 · Amount on File
Deed Document Number	202643262
Prior Transfer Date	Jan 4, 2006
Prior Transfer Doc	0000005760
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	Sep 14, 2026
Property Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011
Document Number	0000041714
Instrument Date	Sep 4, 2026
Instrument	202641714
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011

Mortgage

Document Number	0000041715,
Date	Sep 14, 2026
Instrument	202641715

Lender

Name	PLANET HOME LENDING

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0000041716,
Date	Sep 14, 2026
Instrument	202641716

Lender

Name	PLANET HOME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ALLEN IN
Recording Date	Sep 23, 2026
Property Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011
Document Number	0000043262
Instrument Date	Sep 4, 2026
Instrument	202643262
Record Updated	Oct 9, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 3, 2021
Property Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011
Document Number	2021029119
Instrument Date	Apr 26, 2021
Instrument	2021029119
Transaction Type	Transfer
Record Updated	Feb 7, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3824 COVINGTON RD, FORT WAYNE, IN 46804-5011

Mortgage

Document Number	2021029120
Date	May 3, 2021
Instrument	2021029120

Lender

Name	PREMIER BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$859.00 (+14.08%)	$108,800 (+30.61%) Land $5,800 Building $103,000	$108,800 (+30.61%) Land $5,800 Building $103,000
2024	$753.00 (+41.81%)
2023	$531.00 (+68.57%)	$83,300 (+43.62%) Land $5,800 Building $77,500	$83,300 (+43.62%) Land $5,800 Building $77,500
2022	$315.00	$58,000 Land $5,800 Building $52,200	$58,000 Land $5,800 Building $52,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	14 (1982–2017)
Claims Outside the SFHA	3 of 14
Most Recent Claim	May 2017 · other causes
Claims by Event	Severe Winter Storms And Flooding, Jan 2005 · 2 claims Severe Storms & Flooding, Dec 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 68% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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