3431 Covington Rd, Fort Wayne, IN 46802 Property Records

Allen County property record for 3431 Covington Rd, Fort Wayne, IN 46802

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 2.5 ba · 2,668 sqft · built 1890
Lot Size	8,900 acres (387,684,000 sqft)
Owner	Individual Name on Record
Tax Bill	$1,781 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit May 2020 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`02-12-16-126-005.000-074`

Property Details

APN / Parcel Number

Primary APN	`02-12-16-126-005.000-074`
Alternative APN	`9438090001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	3 Stories
Building Area	2,668 sqft Gross Area
1st Floor Area	2,052 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	387,684,000 sqft
Pool Type	Above-Ground Pool
Shed	1 Shed
Shed Area	442 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3431 COVINGTON RD
City	FORT WAYNE
State	IN
Zip	46802-4444
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	LOT 1 & LOTS 6 THRU 11 ROUSSEAUS GARDEN ACRE ADDITION
Legal Subdivision	ROUSSEAUS GARDEN ACRE ADDITIO
Legal Lot Number	1,6-1
Jurisdiction	ALLEN IN
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2016
Census Tract	2200

Owner

Source: Allen County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3431 COVINGTON RD, FORT WAYNE, IN 46802-4444
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
May 8, 2020	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Jul 28, 2017	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020
Deed Sale	May 8, 2020
Prior Sale	Jul 28, 2017 · Amount on Record
Deed Document Number	202025181
Prior Transfer Date	Jul 19, 2017
Prior Transfer Doc	2017040396
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEN IN
Property Address	3431 COVINGTON RD, FORT WAYNE, IN 46802-4444
Transaction Type	Mortgage
Record Updated	May 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2018001011
Date	Jan 5, 2018
Instrument	2018001011

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	AVILLA, IN 46710

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 4, 2019

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN IN
Recording Date	May 8, 2020
Property Address	3431 COVINGTON RD, FORT WAYNE, IN 46802-4444
Document Number	2020025181
Map Reference	PL 5 PG 71
Instrument Date	Apr 23, 2020
Instrument	2020025181
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3431 COVINGTON RD, FORT WAYNE, IN 46802-4444

July 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	ALLEN IN
Recording Date	Jul 28, 2017
Property Address	3431 COVINGTON RD, FORT WAYNE, IN 46802-4444
Document Number	2017040396
Map Reference	PL5 PG71
Instrument Date	Jul 19, 2017
Instrument	2017040396
Transaction Type	Foreclosure
Record Updated	May 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 61, SAINT JOE, IN 46785-0061

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Allen County
County Subdivision	Wayne Township
Municipality	Fort Wayne City
Unified School District	Fort Wayne Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,781.00 (+1.71%) Homeowner's exemption	$162,900 (+7.31%) Land $38,600 Building $124,300	$162,900 (+7.31%) Land $38,600 Building $124,300
2024	$1,751.00 (-16.34%)	$151,800 (+8.35%) Land $40,000 Building $111,800	$151,800 (+8.35%) Land $40,000 Building $111,800
2023	$2,093.00 (+99.14%)	$140,100 (+36.42%) Land $36,700 Building $103,400	$140,100 (+36.42%) Land $36,700 Building $103,400
2022	$1,051.00	$102,700 Land $33,200 Building $69,500	$102,700 Land $33,200 Building $69,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	112 (1978–2021)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Sep 2021
Claims by Event	Severe Storms, Tornadoes, And Flooding, Mar 2009 · 24 claims Severe Storms And Flooding, Feb 2008 · 8 claims Severe Winter Storms And Flooding, Jan 2005 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT WAYNE - 3 RIVERS FILTRATION PLANT serves 269,994 people · EPA ID IN5202020
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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