38235 McDowell Dr, Solon, OH 44139 Property Records

Cuyahoga County property record for 38235 McDowell Dr, Solon, OH 44139

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,166 sqft · built 2005
Lot Size	0.593 acres (25,872 sqft)
Owner	2 Individual Names on File
Last Sale	$695,000 (Aug 2020)
Tax Bill	$15,323 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`955-34-057`

Property Details

APN / Parcel Number

Primary APN	`955-34-057`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,166 sqft Living Area
1st Floor Area	2,464 sqft
2nd Floor Area	2,702 sqft
Basement Area	2,438 sqft
Finished Basement	1,208 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,872 sqft (0.593 acres)
Lot Dimensions	200 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	774 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Deck Area	230 sqft
Patio Area	612 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	38235 MCDOWELL DR
City	SOLON
State	OH
Zip	44139-4684
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	S/L 178 VOL 326 PG 57-59 FF 108.91 D 200.82 .5939 AC OL 9/12 THORNBERRY SUB. PH-6 2004 S/R MB955 PG34 MB326 PG57-59
Legal Subdivision	THORNBERRY SUB
Legal Lot Number	178
Jurisdiction	CUYAHOGA OH
Township / Civil Division	SOLON
Census Block Group	5
Census Block	5007
Census Tract	184108

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38235 MCDOWELL DR, SOLON, OH 44139-4684
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BK NA
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND
May 8, 2018	Deed of Trust, Mortgage THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Mar 10, 2005 · Amount on File
Deed Document Number	0008261040
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Aug 26, 2020
Property Address	38235 MCDOWELL DR, SOLON, OH 44139-4684
Document Number	0008261040
Instrument Date	Aug 24, 2020
Instrument	8261040
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	INFINITY TITLE CORPORATION, INFINITY TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,780.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	38235 DOWELL DR SOLON OH 44139, SOLON, OH 44139

Mortgage

Document Number	8261041
Date	Aug 26, 2020
Instrument	8261041

Lender

Name	GOLDWATER BK NA
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 25, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38235 MCDOWELL DR, SOLON, OH 44139-4684
Document Number	0009040278
Instrument Date	Aug 22, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38235 MCDOWELL DR SOLON OH 441394684, SOLON, OH 44139-4684

Mortgage

Document Number	0009040278
Date	Sep 4, 2018
Instrument	9040278

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2048

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38235 MCDOWELL DR, SOLON, OH 44139-4684
Document Number	0005140483
Instrument Date	May 8, 2018
Transaction Type	Mortgage
Record Updated	May 31, 2018
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38235 MCDOWELL DR SOLON OH 441394684, SOLON, OH 44139-4684

Mortgage

Document Number	0005140483
Date	May 14, 2018
Instrument	5140483

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	2.94%

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Solon City
Unified School District	Solon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,323.00 (+0.01%) Homeowner's exemption	$280,000 (-) Land $56,910 Building $223,090
2024	$15,322.00 (-6.98%) Homeowner's exemption	$280,000 (+16.11%) Land $56,910 Building $223,090	$800,000 (+16.11%) Land $162,600 Building $637,400
2023	$16,472.00 (+3.21%)	$241,160 (+0.88%) Land $45,820 Building $195,340
2022	$15,960.00 Homeowner's exemption	$239,060 Land $45,820 Building $193,240
2021			$689,000 Land $130,900 Building $558,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEAUGA COUNTY-BAINBRIDGE serves 3,000 people · EPA ID OH2804003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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