38120 McDowell Dr, Solon, OH 44139 Property Records

Cuyahoga County property record for 38120 McDowell Dr, Solon, OH 44139

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,980 sqft · built 2004
Lot Size	0.569 acres (24,815 sqft)
Owner	2 Owner Names on File
Last Sale	$730,000 (Apr 2007)
Tax Bill	$15,132 (2025)
Deeds & Mortgages	Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`955-34-050`

Property Details

APN / Parcel Number

Primary APN	`955-34-050`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,980 sqft Living Area
1st Floor Area	2,508 sqft
2nd Floor Area	2,472 sqft
Basement Area	2,508 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	24,815 sqft (0.569 acres)
Lot Dimensions	225 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	640 sqft
Porch	Open Porch
Porch Area	238 sqft
Patio Area	770 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	38120 MCDOWELL DR
City	SOLON
State	OH
Zip	44139-4683
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	S/L 171 VOL 327 PG 57-59 FF 148.11 D 225.00 .5696 AC OL 9/12 THORNBERRY SUBDIVISION PH.6 2004 S/R MB955 PG34 MB326 PG57-59
Legal Subdivision	THORNBERRY SUB
Legal Lot Number	171
Jurisdiction	CUYAHOGA OH
Township / Civil Division	SOLON
Census Block Group	5
Census Block	5008
Census Tract	184108

Owner

The current owner of 38120 McDowell Dr bought it in April 2007.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	2 Owner Names on File
Mailing Address	38120 MCDOWELL DR, SOLON, OH 44139-4683
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2007 · Amount on File
Deed Sale	Apr 18, 2007 · Amount on File
Prior Sale	Mar 31, 2005
Deed Document Number	0004180524
Record Updated	Jun 8, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	38120 MCDOWELL DR, SOLON, OH 44139-4683
Document Number	0004120471
Instrument Date	Mar 7, 2017
Transaction Type	Mortgage
Record Updated	May 22, 2017
Title Company	ACCURATE TITLE GROUP, ACCURATE TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38120 MCDOWELL DR SOLON OH 441394683, SOLON, OH 44139-4683

Mortgage

Document Number	0004120471
Date	Apr 12, 2017
Instrument	4120471

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38120 McDowell Dr was $15,132 with a homeowner's exemption, up % from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Solon City
Unified School District	Solon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,132.00 (+0.01%) Homeowner's exemption	$276,510 (-) Land $56,810 Building $219,700
2024	$15,131.00 (-7.67%) Homeowner's exemption	$276,510 (+12.89%) Land $56,810 Building $219,700	$790,000 Land $162,300 Building $627,700
2023	$16,388.00 (+0.21%) Homeowner's exemption	$244,940 (-) Land $45,750 Building $199,190
2022	$16,353.00 Homeowner's exemption	$244,940 Land $45,750 Building $199,190
2021			$699,800 Land $130,700 Building $569,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38120 McDowell Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38120 McDowell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEAUGA COUNTY-BAINBRIDGE serves 3,000 people · EPA ID OH2804003
Water Source	Purchased surface water from CLEVELAND PUBLIC WATER SYSTEM
Last State Inspection	Nov 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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