3823 Westphal Rd, Howell, MI 48843 Property Records

Livingston County property record for 3823 Westphal Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,490 sqft · built 1975
Lot Size	5.04 acres (219,586 sqft)
Owner	Individual Name on Record
Last Sale	$142,000 (Sep 2010)
Tax Bill	$4,292 (2025)
Deeds & Mortgages	Sep 2023 Construction Loan Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-20-300-021`

Property Details

APN / Parcel Number

Primary APN	`11-20-300-021`
Alternative APN	`471120300021`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,490 sqft Living Area
1st Floor Area	1,490 sqft
Basement Area	1,490 sqft
Unfinished Basement	1,490 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	219,586 sqft (5.04 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	42 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3823 WESTPHAL RD
City	HOWELL
State	MI
Zip	48843-8899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CE
Legal Description	SEC 20 T2N R5E COMM AT SW COR TH N 670.50 FT FOR POB TH CONT. NORTH 333 FT TH N89E 684.03 FT TH SOUTH 283 FT TH S89W 172.86
Legal Range	05E
Legal Township	02N
Legal Section	20
Legal Subdivision	PART OF SEC 20 T2N R5E
Legal Tract	742500
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1016
Census Tract	742500

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3823 WESTPHAL RD, HOWELL, MI 48843-8899
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Construction Mortgage MICHIGAN EDUCATIONAL CU
Apr 15, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on Record
Deed Sale	Sep 3, 2010 · Amount on Record
Deed Document Number	201024124
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3823 WESTPHAL RD, HOWELL, MI 48843-8899
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 WESTPHAL RD, HOWELL, MI 48843-8899

Mortgage

Document Number	0000017855
Date	Sep 25, 2023
Instrument	2023R-017855

Lender

Name	MICHIGAN EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 30, 2038

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	Apr 15, 2020
Property Address	3823 WESTPHAL RD, HOWELL, MI 48843-8899
Document Number	0000011700
Instrument Date	Apr 9, 2020
Instrument	11700
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	LIBERTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,752.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2018 WOODRIDGE CT HIGHLAND MI 483574326, HIGHLAND, MI 48357-4326

Mortgage

Document Number	11701
Date	Apr 15, 2020
Instrument	11701

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,000 (+23.08%)	$416,000 (+23.08%)
2025	$4,292.00 (+37.61%)
2023		$169,000
2021			$338,000
2019	$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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