3742 Westphal Rd, Howell, MI 48843 Property Records

Livingston County property record for 3742 Westphal Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 3,151 sqft · built 2003
Lot Size	7.47 acres (325,393 sqft)
Owner	2 Individual Names on File
Last Sale	$539,900 (Aug 2016)
Tax Bill	$8,639 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-19-400-025`

Property Details

APN / Parcel Number

Primary APN	`11-19-400-025`
Alternative APN	`471119400025`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	3,151 sqft Living Area
1st Floor Area	2,235 sqft
Basement Area	2,235 sqft
Finished Basement	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	325,393 sqft (7.47 acres)
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,056 sqft
Porch	Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3742 WESTPHAL RD
City	HOWELL
State	MI
Zip	48843-8899
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CE
Legal Description	SEC 19 T2N R5E COMM SE COR SEC TH N 306.43 FT TO POB TH N 960 FT TH N89W 339 FT TH S 960 FT TH S89E 339 FT TO POB CONT.
Legal Range	05E
Legal Township	02N
Legal Section	19
Legal Subdivision	PART OF SEC 19 T2N R5E
Legal Tract	742500
Jurisdiction	LIVINGSTON MI
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1017
Census Tract	742500

Owner

3742 Westphal Rd is owned and occupied by two individuals who bought it in August 2016.

Source: Livingston County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GENISYS CU
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage HALL FINANCIAL GROUP
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2016 · Amount on File
Deed Sale	Aug 26, 2016 · Amount on File
Prior Sale	Sep 17, 2013 · Amount on File
Deed Document Number	201625913
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899
Transaction Type	Mortgage
Record Updated	Sep 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899

Mortgage

Document Number	0000015774
Date	Aug 23, 2023
Instrument	2023R-015774

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 23, 2033

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	MINNESOTA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899

Mortgage

Document Number	2021R005026
Date	Feb 2, 2021
Instrument	2021R-005026

Lender

Name	HALL FINANCIAL GROUP
Type	Non-Lending Institution
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	3742 WESTPHAL RD, HOWELL, MI 48843-8899
Document Number	0000019893
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3742 WESTPHAL RD HOWELL MI 488438899, HOWELL, MI 48843-8899

Mortgage

Document Number	0000019893
Date	Jul 25, 2018
Instrument	19893

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326-2947

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 24, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3742 Westphal Rd was $8,639 with a homeowner's exemption.

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Genoa Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,300	$928,600
2025	$8,639.00
2023		$379,200
2021			$758,400
2019	$7,239.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3742 Westphal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3742 Westphal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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