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3823 Opal Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3823 Opal Cir, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2000
Square Footage2,199 sqft Heated Area
Lot Size10,977 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$499,000 (2023)
Tax Bill$5,992.00 (2025)

Property Details

APN / Parcel Number

Primary APN88081
Alternative APN
  • 262630062600010570

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,199 sqft Heated Area
Gross Area2,969 sqft Gross Area
1st Floor2,199 sqft 1st Floor
Stories1 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2000
Exterior MaterialConcrete Block Exterior
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area10,977 sqft (0.251 acres)
Depth X Width120 ft x 85 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeFinished Garage
Garage Area520 sqft Garage

Exterior Amenities

FenceFence
Deck Area504 sqft Deck
PorchOpen Porch
Porch Area250 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number88081
Street Address3823 OPAL CIR
CitySAINT CLOUD
StateFL
Zip34772-7395
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSAWGRASS UNIT 1 PB 10 PG 140-141 LOT 57
Legal Range30E
Legal Township26S
Legal Section26
Legal SubdivisionSAWGRASS UNIT 1
Legal Tract626
Legal Block1
Legal Lot Number57
Legal Unit1P
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup2
Census Block2010
Census Tract43304

Owner

Source: Osceola County records · APN 88081

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3823 OPAL CIR, SAINT CLOUD, FL 34772-7395
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Warranty Deed, Transfer · Conventional Mortgage
NEWREZ LLC
Jan 15, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJan 15, 2019 · Amount on Record
Deed Doc Number2023107745
Deed Book / Page6458 / 2836
Record RefreshedJun 08, 2026

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 16, 2023
Property Address3823 OPAL CIR, SAINT CLOUD, FL 34772-7395
Document Number0064582836
Book / Page6458 / 2836
Map ReferenceMB 10 PG 140
Instrument DateAug 15, 2023
Instrument2023107745
Transaction TypeTransfer
Record UpdatedAug 31, 2023
Title CompanyOLD TAMPA BAY TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,493.00
Amount AccuracyRounded Values by County
Additional
  • Notice of Foreclosure Sale
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address222 ELVERTON AVE, STATEN ISLAND, NY 10308-1531

Mortgage

Document Number0064582838
DateAug 16, 2023
Instrument6458/2838
Lender
NameNEWREZ LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionOSCEOLA FL
Recording DateJan 15, 2019
Property Address3823 OPAL CIR, SAINT CLOUD, FL 34772-7395
Document Number0054630281
Book / Page005463 / 000281
Instrument DateJan 02, 2019
Instrument5798
Transaction TypeForeclosure
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$147.43
Amount AccuracyConfirmed
Additional
  • Result of a Foreclosure Auction
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address203 S CLYDE AVE KISSIMMEE FL 347415615, KISSIMMEE, FL 34741-5615

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,992.00 (+2.03%) Homeowner's exemption$377,643 (+5.19%)$390,300 (+8.72%) Land $75,000 Building $315,300
2023$5,873.00 (+11.8%)$359,000 (+15.77%) Land $65,000 Building $294,000$359,000 (+15.77%) Land $65,000 Building $294,000
2022$5,253.00$310,100 Land $60,000 Building $250,100$310,100 Land $60,000 Building $250,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Wildfire RiskLow
above 35% of the US · above 10% of Florida
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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