3818 Opal Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3818 Opal Cir, Saint Cloud, FL 34772 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2000
Square Footage	2,290 sqft Living Area
Lot Size	9,975 sqft (0.229 acres)
Occupancy	Owner Occupied
Last Sale	$181,300 (2000)
Tax Bill	$2,258.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`26-26-30-0626-0001-0420`
Alternative APNs	`263026062600010420` `88066`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,290 sqft Living Area
Gross Area	3,155 sqft Gross Area
1st Floor	2,290 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	9,975 sqft (0.229 acres)
Depth X Width	117 ft x 75 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage

Exterior Amenities

Pool Type	In-Ground Pool Pool Type
Pool Area	336 sqft Pool
Shed	1 Shed
Shed Area	25 sqft Shed
Deck Area	820 sqft Deck
Porch Area	403 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3818 OPAL CIR
City	SAINT CLOUD
State	FL
Zip	34772-7394
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SAWGRASS UNIT 1 PB 10 PG 140-141 LOT 42
Legal Range	30E
Legal Township	26S
Legal Section	26
Legal Subdivision	SAWGRASS UNIT 1
Legal Tract	626
Legal Block	420
Legal Lot Number	42
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2006
Census Tract	43304

Owner

Source: Osceola County records · APN 26-26-30-0626-0001-0420

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3818 OPAL CIR, SAINT CLOUD, FL 34772-7394
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Life Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 09, 2000 · Amount on Record
Deed Sale	Oct 09, 2000 · Amount on Record
Prior Sale	Feb 18, 2000 · Amount on Record
Deed Book / Page	1790 / 1997
Last Transfer Date	Feb 16, 2023
Transfer Doc	0063602883
Record Refreshed	Jun 08, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Feb 21, 2023
Property Address	3818 OPAL CIR, SAINT CLOUD, FL 34772-7394
Document Number	0063602883
Book / Page	6360 / 2883
Map Reference	MB 10 PG 140&141
Instrument Date	Feb 16, 2023
Instrument	2023020628
Transaction Type	Transfer
Record Updated	Mar 08, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3818 OPAL CIR, SAINT CLOUD, FL 34772-7394

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	194 W 134TH ST APT 1, 1, NEW YORK, NY 10030-3130

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,344.00 (+3.81%) Homeowner's exemption Widower's exemption	$178,842 (+5.99%)	$394,200 (+4.37%) Land $75,000 Building $319,200
2024	$2,258.00 (+3.11%)
2023	$2,190.00 (-0.14%) Homeowner's exemption Widower's exemption	$168,740 (+3%)	$377,700 (+15.33%) Land $65,000 Building $312,700
2022	$2,193.00 Homeowner's exemption	$163,826	$327,500 Land $60,000 Building $267,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.