3823 Necco Ave, Dayton, OH 45406 Property Records

Montgomery County property record for 3823 Necco Ave, Dayton, OH 45406

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 936 sqft · built 1956
Lot Size0.186 acres (8,102 sqft)
OwnerIndividual Name on File
Last Sale$125,000 (Jul 2026)
Tax Bill$212 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Mar 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR72-12312-0001

Property Details

APN / Parcel Number

Primary APNR72-12312-0001

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area8,102 sqft (0.186 acres)
Lot Dimensions135 ft deep x 60 ft wide
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space
Patio Area162 sqft

Utilities, Heating & Cooling

Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3823 NECCO AVE
CityDAYTON
StateOH
Zip45406-3555
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description73596
Legal SubdivisionCITY/DAYTON REV
Legal Lot Number1
JurisdictionMONTGOMERY OH
Township / Civil DivisionDAYTON
Census Block Group3
Census Block3003
Census Tract300

Owner

Source: Montgomery County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address136 HIDDEN CREEK RD, MIAMISBURG, OH 45342
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 3, 2026Warranty Deed, Transfer
THOMPSON FAMILY TRUST
Feb 12, 2026Certificate of Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2026 · Amount on File
Deed SaleJul 8, 2026 · Amount on File
Prior SaleMar 3, 2026 · Amount on File
Deed Document Number202640107
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateJul 8, 2026
Property Address3823 NECCO AVE, DAYTON, OH 45406-3555
Document Number0000040107
Instrument DateJun 23, 2026
Instrument202640107
Transaction TypeTransfer
Record UpdatedAug 4, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$37,875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040108,
DateJul 8, 2026
Instrument202640108
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY OH
Recording DateMar 3, 2026
Property Address3823 NECCO AVE, DAYTON, OH 45406-3555
Document Number0000013153
Instrument DateFeb 20, 2026
Instrument2026-00013153
Transaction TypeTransfer
Record UpdatedMar 13, 2026
Title CompanyPCTITLE PROS INC, PCTITLE PROS

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 E 3RD ST, DAYTON, OH 45403-1823

Mortgage

Document Number0000013154
DateMar 3, 2026
Instrument2026-00013154
Lender
NameTHOMPSON FAMILY TRUST
TypePrivate Party
Agreement
AmountAmount on Record
Term11 Months
DueFeb 20, 2027

February 2026: Certificate of Transfer, Transfer

Document TypeCertificate of Transfer
JurisdictionMONTGOMERY OH
Recording DateFeb 12, 2026
Property Address3823 NECCO AVE, DAYTON, OH 45406-3555
Document Number0000008652
Instrument DateFeb 9, 2026
Instrument2026-00008652
Transaction TypeTransfer
Record UpdatedFeb 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2232 KOEHLER AVE, DAYTON, OH 45414-4622

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of December 30, 2025

Property Jurisdictions

TypeName
StateOhio
CountyMontgomery County
MunicipalityDayton City
Unified School DistrictDayton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$212.00 (-8.62%)$13,480 (-) Land $3,890 Building $9,590$38,500 (-) Land $11,110 Building $27,390
2024$232.00 (-11.11%)
2023$261.00 (-21.39%)$13,480 (+3.14%) Land $3,890 Building $9,590$38,500 (+3.16%) Land $11,110 Building $27,390
2022$332.00$13,070 Land $3,780 Building $9,290
2020$37,320 Land $10,790 Building $26,530

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDAYTON PUBLIC WATER SYSTEM
serves 141,407 people · EPA ID OH5703512
Water SourceSurface water
Last State InspectionJun 2024
Lead470 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless
100 / 20

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