Montgomery County property record for 3817 Necco Ave, Dayton, OH 45406
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 936 sqft · built 1956 |
| Lot Size | 0.186 acres (8,102 sqft) |
| Owner | Individual Name on File |
| Last Sale | $64,900 (Aug 2019) |
| Tax Bill | $1,268 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72-12312-0002 |
| Primary APN | R72-12312-0002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,102 sqft (0.186 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3817 NECCO AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45406-3555 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 73597 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 2 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 300 |
3817 Necco Ave is owned and occupied by an individual who bought it in August 2019.
Source: Montgomery County records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3817 NECCO AVE, DAYTON, OH 45406-3555 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2026 | Deed of Trust, Mortgage · Line of Credit DAY AIR CREDIT UNION |
| Aug 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage DAY AIR CU |
| Feb 1, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 8, 2019 · Amount on File |
| Deed Sale | Aug 8, 2019 · Amount on File |
| Deed Document Number | 201942167 |
| Prior Transfer Date | Feb 1, 2017 |
| Prior Transfer Doc | 0000006687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 9, 2026 |
| Property Address | 3817 NECCO AVE, DAYTON, OH 45406-3555 |
| Document Number | 0000034196 |
| Instrument Date | Jun 3, 2026 |
| Instrument | 202634196 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3817 NECCO AVE, DAYTON, OH 45406-3555 |
| Document Number | 0000034196, |
|---|---|
| Date | Jun 9, 2026 |
| Instrument | 202634196 |
| Name | DAY AIR CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Aug 8, 2019 |
| Property Address | 3817 NECCO AVE, DAYTON, OH 45406-3555 |
| Document Number | 0000042167 |
| Instrument Date | Jul 31, 2019 |
| Instrument | 42167 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | STERLING LAND TITLE AGENCY INC, STERLING LAND TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $194.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3817 NECCO AVE DAYTON OH 454063555, DAYTON, OH 45406-3555 |
| Document Number | 42168 |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 42168 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 7, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Document Number | 42169, |
|---|---|
| Date | Aug 8, 2019 |
| Instrument | 42169 |
| Name | DAY AIR CU |
|---|---|
| Type | Credit Union |
| Address | KETTERING, OH 45429 |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Aug 7, 2029 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 1, 2017 |
| Property Address | 3817 NECCO AVE, DAYTON, OH 45406-3555 |
| Document Number | 0000006687 |
| Instrument Date | Feb 1, 2017 |
| Instrument | 6687 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3817 NECCO AVE DAYTON OH 454063555, DAYTON, OH 45406-3555 |
The 2025 property tax bill for 3817 Necco Ave was $1,268.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,268.00 | $21,900 Land $3,890 Building $18,010 | $62,560 Land $11,110 Building $51,450 |
| 2024 | $1,268.00 (+2.42%) | ||
| 2023 | $1,238.00 (-19.87%) | $21,900 (+3.2%) Land $3,890 Building $18,010 | $62,560 Land $11,110 Building $51,450 |
| 2022 | $1,545.00 | $21,220 Land $3,780 Building $17,440 | |
| 2020 | $60,620 Land $10,790 Building $49,830 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3817 Necco Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3817 Necco Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
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