3823 Hwy 90 E, Crestview, FL 32539 Property Records

Okaloosa County property record for 3823 Hwy 90 E, Crestview, FL 32539 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 1996
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2024)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5256-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5256-2`
Alternative APNs	`17-3N-22-0000-0005-0040` `22N317000000050040`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,636 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,636 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	41,382 sqft (0.95 acres)
Garage Type	Attached
Garage Area	732 sqft
Porch	Finished/Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3823 HIGHWAY 90 E
City	CRESTVIEW
State	FL
Zip	32539-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 WINDSONG UNRECORDED COM SW COR E188 FT TO POB N222 FT E179.5 FT S356 FT TO R/W HWY 90 W133.5 FT
Legal Range	22W
Legal Township	03N
Legal Section	17
Legal Subdivision	WINDSONG
Legal Block	5
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1080
Census Tract	20306

Owner

Source: Okaloosa County records · APN C56-000-595-5256-2

Assessment roll updated December 31, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3823 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2019	Deed of Trust, Mortgage · FHA Mortgage NEW DAY FINANCIAL LLC
Jun 03, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 31, 2019	Grant Deed, Transfer NOT AVAILABLE
Nov 09, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Sep 04, 2003 · Amount on Record
Deed Document Number	20243718895
Prior Transfer Date	Apr 22, 2024
Prior Transfer Doc	0003683818
Record Updated	Sep 20, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3823 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033804182
Date	Jan 07, 2019
Book Page	3380/4182
Instrument	3252027

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3823 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034654977
Date	Jun 03, 2020
Book Page	3465/4977
Instrument	3362400

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Feb 01, 2049

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 31, 2019
Property Address	3823 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Document Number	0034011630
Book / Page	003401 / 001630
Instrument Date	May 29, 2019
Instrument	3280968
Transaction Type	Transfer
Record Updated	Jun 28, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	3823 HIGHWAY 90 E CRESTVIEW FL 325398062, CRESTVIEW, FL 32539-8062

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 09, 2018
Property Address	3823 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Document Number	0033743193
Book / Page	003374 / 003193
Instrument Date	Nov 07, 2018
Instrument	3242811
Transaction Type	Transfer
Record Updated	Dec 04, 2018

Transaction

Amount	Amount Recorded
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3823 HIGHWAY 90 E CRESTVIEW FL 325398062, CRESTVIEW, FL 32539-8062

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00 (+784.19%)	$224,660 (+82.95%) Land $31,308 Building $193,352	$224,660 (+10.02%) Land $31,308 Building $193,352
2023	$215.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$122,800 (+3%)	$204,192 (+8.36%) Land $17,053 Building $187,139
2022	$215.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$119,223	$188,438 Land $15,938 Building $172,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910203061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 54% of the US · above 25% of Florida
Wildfire Likelihood	About 1 in 833 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	25 / 3

May also be available at this address: Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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