3815 Hwy 90 E, Crestview, FL 32539 Property Records

Okaloosa County property record for 3815 Hwy 90 E, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,538 sqft · built 1995
Lot Size	1.46 acres (63,598 sqft)
Owner	Individual Name on Record
Last Sale	$286,000 (Aug 2017)
Tax Bill	$2,421 (2025)
Deeds & Mortgages	Aug 2022 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-5252-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-5252-1`
Alternative APN	`17-3N-22-0000-0005-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,538 sqft Heated Area
Gross Area	4,494 sqft
1st Floor Area	2,538 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Vinyl
Roof Type	Cathedral/Clerestory
Roof Material	Wood
Lot Area	63,598 sqft (1.46 acres)
Garage Type	Finished
Garage Area	672 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	96 sqft
Patio Area	308 sqft
Utility Building	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3815 HIGHWAY 90 E
City	CRESTVIEW
State	FL
Zip	32539-8062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG SW COR N 222.31 FT E 180 FT S 355.86 FT TO N R/W HWY 90 W ALG R/W 182.56 FT N 127.52 FT TO POB PART LYING IN SEC 20 AND B
Legal Range	22
Legal Township	03N
Legal Section	17
Legal Subdivision	WINDSONG
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1080
Census Tract	20306

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Aug 22, 2017	Warranty Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Prior Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	0033141248
Deed Book / Page	3314 / 1248
Last Transfer Date	Aug 30, 2022
Transfer Doc	0036401776
Record Updated	Jun 8, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Aug 30, 2022
Property Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Document Number	0036401776
Book / Page	3640 / 1776
Instrument Date	Aug 23, 2022
Instrument	3575144
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3815 HIGHWAY 90 E, 3815, CRESTVIEW, FL 32539-8062

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10101 180TH ST N, CENTERVILLE, MN 55038-8353

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TALON TITLE SERVICES LIC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062

Mortgage

Document Number	0035000648
Date	Oct 21, 2020
Book Page	3500/648
Instrument	3400768

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 22, 2017
Property Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062
Document Number	0033141248
Book / Page	3314 / 1248
Instrument Date	Aug 18, 2017
Instrument	3155304
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	VINTAGE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,002.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16457 SE PEAR ST, 16457, BLOUNTSTOWN, FL 32424-2175

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 HIGHWAY 90 E, CRESTVIEW, FL 32539-8062

Mortgage

Document Number	0003155305
Date	Aug 22, 2017
Instrument	3155305

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,421.00 (+5.35%) Homeowner's exemption Widower's exemption	$284,323 (+5.99%)	$435,274 (+8.9%) Land $48,116 Building $387,158
2023	$2,298.00 (+0.31%) Homeowner's exemption Widower's exemption	$268,262 (+3%)	$399,709 (+7.91%) Land $26,209 Building $373,500
2022	$2,291.00 Homeowner's exemption Widower's exemption	$260,449	$370,395 Land $24,494 Building $345,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Cox Communications.

Nearby Properties on Hwy 90 E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures