3818 Winston Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 3818 Winston Ave, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 945 sqft · built 1919
Lot Size	0.1 acres (4,350 sqft)
Owner	2 Individual Names on File
Last Sale	$40,000 (Sep 1994)
Tax Bill	$1,393 (2025)
Flood Zone	Zone X (minimal risk)
APN	`056-14-12-018.00`

Property Details

APN / Parcel Number

Primary APN	`056-14-12-018.00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	945 sqft Finished Area
Gross Area	1,092 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,350 sqft (0.1 acres)
Lot Dimensions	86.8 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	3818 WINSTON AVE
City	COVINGTON
State	KY
Zip	41015-1458
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JONES G W W 1/2 LOT 80 50'X 86.81' IRR ES WINSTON 200 N 39TH
Legal Subdivision	JONES G W
Legal Lot Number	80
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1022
Census Tract	61300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ritte's East Historic District listed 2014 · 628 contributing resources · NRIS 14000459

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

3818 Winston Ave is owned by two individuals who bought it in September 1994.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	951 EDGEWATER DR, LEXINGTON, KY 40502-3011
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 1994 · Amount on File
Deed Sale	Sep 23, 1994 · Amount on File
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3818 Winston Ave was $1,393.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$105,200 (-) Land $15,000 Building $90,200	$105,200 (-) Land $15,000 Building $90,200
2025	$1,393.00	$105,200 Land $10,000 Building $95,200	$105,200 Land $10,000 Building $95,200
2023	$1,401.00	$105,200 Land $10,000 Building $95,200	$105,200 Land $10,000 Building $95,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3818 Winston Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3818 Winston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20