Jackson County property record for 3822 S Sterling Ave, Independence, MO 64052
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,696 sqft · built 1956 |
| Lot Size | 0.423 acres (18,407 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,000 (Sep 2018) |
| Tax Bill | $2,220 (2024) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2021 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-110-12-13 |
| Primary APN | 32-110-12-13 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,696 sqft Living Area |
| Gross Area | 3,832 sqft |
| 1st Floor Area | 1,696 sqft |
| Basement Area | 1,696 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Steel Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,407 sqft (0.423 acres) |
| Lot Dimensions | 205 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 120 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 868158 |
|---|---|
| Street Address | 3822 S STERLING AVE |
| City | INDEPENDENCE |
| State | MO |
| Zip | 64052-2362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEL CREST---LOT 23 (EX PT N ROW) |
| Legal Subdivision | DEL CREST ADD |
| Legal Block | 1 |
| Legal Lot Number | 23 |
| Jurisdiction | JACKSON MO |
| Township / Civil Division | BLUE |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 12000 |
Source: Jackson County records · APN 32-110-12-13
Assessment roll updated September 29, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Apr 30, 2021 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| May 04, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| May 13, 2019 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Sep 04, 2018 | Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Mar 20, 2018 | Grant Deed, Transfer OTHER |
| Dec 11, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 04, 2018 · Amount on Record |
| Deed Sale | Sep 04, 2018 · Amount on Record |
| Prior Sale | Mar 20, 2018 |
| Deed Document Number | 2018E77380 |
| Prior Transfer Date | Jun 09, 2012 |
| Prior Transfer Doc | 0000E79081 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 00E0005667 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022E0005667 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00E0047024 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021E0047024 |
| Name | LOW VA RATES LLC |
|---|---|
| Type | Mortgage Company |
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E65968 |
| Instrument Date | May 04, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2020 |
| Title Company | SERVICE LINK LP |
| Name | Verified Name |
|---|---|
| Address | 3822 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E65968 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 65968E |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MO |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E37563 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 17, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3822 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E37563 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 37563E |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Sep 04, 2018 |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E77380 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 77380E |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2018 |
| Title Company | SECURED TITLE/KANSAS CITY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3822 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362 |
| Document Number | E77381 |
|---|---|
| Date | Sep 04, 2018 |
| Instrument | 77381E |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 03, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Mar 20, 2018 |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 0000E22924 |
| Instrument Date | Mar 09, 2018 |
| Instrument | 22924E |
| Transaction Type | Transfer |
| Record Updated | Apr 06, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 5227 N WALNUT ST KANSAS CITY MO 641184394, KANSAS CITY, MO 64118-4394 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | JACKSON MO |
| Recording Date | Dec 11, 2017 |
| Property Address | 3822 S STERLING AVE, INDEPENDENCE, MO 64052-2362 |
| Document Number | 000E110257 |
| Instrument Date | Nov 28, 2017 |
| Instrument | 110257E |
| Transaction Type | Foreclosure |
| Record Updated | May 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Association |
| Address | 3822 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362 |
| Investor | Possibly a Property Investor |
Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jackson County |
| Municipality | Independence City |
| Unified School District | Independence 30 School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $35,680 (+14.55%) Land $3,665 Building $32,015 | $187,790 (+14.55%) | |
| 2024 | $2,220.00 (+2.49%) | ||
| 2023 | $2,166.00 | $31,148 Land $3,169 Building $27,979 | $163,940 |
Source: FEMA National Flood Hazard Layer as of May 28, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1983) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber, KC Web, Spectrum, Wisper ISP.
Based on FCC filings for 353 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE PWS serves 120,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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