3806 S Sterling Ave, Independence, MO 64052 Property Records

Jackson County property record for 3806 S Sterling Ave, Independence, MO 64052 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,028 sqft · built 1964
Lot Size0.369 acres (16,053 sqft)
OwnerIndividual Name on File
Tax Bill$2,450 (2024)
Deeds & MortgagesSep 2021 Mortgage
Aug 2023 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN32-110-12-15

Property Details

APN / Parcel Number

Primary APN32-110-12-15
Alternative APNs
  • 32-110-12-15-00-0-00-000
  • 32110121500000001
  • 868160

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area2,028 sqft Living Area
1st Floor Area728 sqft
Basement Area728 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area16,053 sqft (0.369 acres)
Lot Dimensions210 ft deep x 78 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number868160
Street Address3806 S STERLING AVE
CityINDEPENDENCE
StateMO
Zip64052-2362
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEL CREST ADD S 78 OF LOT 21 (EX PT IN ROW)
Legal SubdivisionDEL CREST ADD
Legal Block1
Legal Lot Number21
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1017
Census Tract12000

Owner

Source: Jackson County records · APN 32-110-12-15

Assessment roll updated September 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · FHA Mortgage
BROKER SOLUTIONS INC
Aug 11, 2023Intrafamily Transfer, Transfer
Jul 13, 2018Deed of Trust, Mortgage · Line of Credit
MAZUMA CU
May 31, 2017Quit Claim Deed, Mortgage
MAZUMA CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 10, 2022
Deed SaleMar 10, 2022
Prior SaleSep 21, 2021
Deed Document Number2022E23137
Last Transfer DateJan 23, 2025
Transfer Doc00E0005669
Record UpdatedJun 08, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362
Transaction TypeMortgage
Record UpdatedAug 23, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address13806 S STERLING AVE, INDEPENDENCE, MO 64052

Mortgage

Document Number00E0104317
DateSep 22, 2021
Instrument2021E0104317
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON MO
Recording DateAug 11, 2023
Property Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362
Document Number00E0058049
Instrument DateAug 10, 2023
Instrument2023E0058049
Transaction TypeTransfer
Record UpdatedAug 23, 2023

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362
Document Number0000E64620
Instrument DateJul 13, 2018
Transaction TypeMortgage
Record UpdatedAug 10, 2018
Title CompanyTRUHOME TITLE SOLUTIONS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362

Mortgage

Document Number0000E64620
DateJul 25, 2018
Instrument64620E
Lender
NameMAZUMA CU
TypeCredit Union
AddressOVERLAND PARK, KS 66223
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 24, 2048
Interest
Rate TypeAdjustable Rate

May 2017: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionJACKSON MO
Recording DateMay 31, 2017
Property Address3806 S STERLING AVE, INDEPENDENCE, MO 64052-2362
Document Number0000E48140
Instrument DateMay 26, 2017
Instrument48140E
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyTRUHOME TITLE SOLUTIONS LLC

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3806 S STERLING AVE INDEPENDENCE MO 640522362, INDEPENDENCE, MO 64052-2362

Mortgage

Document NumberE48141
DateMay 31, 2017
Instrument48141E
Lender
NameMAZUMA CU
TypeCredit Union
AddressOVERLAND PARK, KS 66223
Agreement
AmountAmount Recorded
Term360 Months
DueMay 30, 2047

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated September 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$37,002 (+7.67%) Land $3,606 Building $33,396$194,750 (+7.67%)
2024$2,450.00 (+2.51%)
2023$2,390.00 (-5.08%)$34,366 (+3.95%) Land $3,388 Building $30,978$180,870 (+3.95%)
2022$2,518.00$33,060 Land $4,858 Building $28,202
2021$174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Jackson County (29095C), updated May 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290950120001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1983)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1983, rainfall accumulation

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 353 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum, Google Fiber, Wisper ISP, KC Web. Availability varies by address; speeds are provider-advertised maximums, not measured.

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