3822 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 3822 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,222 sqft · built 1948
Lot Size	0.179 acres (7,789 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (May 2025)
Tax Bill	$3,593 (2025)
Deeds & Mortgages	Aug 2026 Sale Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21023200560032`

Property Details

APN / Parcel Number

Primary APN	`21023200560032`
Alternative APNs	`023200560032` `00040925`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,222 sqft Finished Area
Basement Area	915 sqft
Finished Basement	465 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,789 sqft (0.179 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00040925
Street Address	3822 ORMOND RD
City	LOUISVILLE
State	KY
Zip	40207-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 32 ORMOND MANOR PB. 6 PG. 58, 0.1788 AC+/-, 50 X 155
Legal Subdivision	ORMOND MANOR
Legal Lot Number	32
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	2
Census Block	2011
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3822 ORMOND RD, LOUISVILLE, KY 40207-1903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Deed, Transfer CLARK TITLE
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMONWEALTH BK
Oct 31, 2018	Grant Deed, Transfer COMMONWEALTH BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2025 · Amount on Record
Deed Sale	May 23, 2025 · Amount on Record
Prior Sale	Oct 31, 2018 · Amount on Record
Deed Document Number	202566345
Deed Book / Page	13076 / 343
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JEFFERSON KY
Recording Date	Aug 20, 2026
Property Address	3822 ORMOND RD, LOUISVILLE, KY 40207-1903
Document Number	0000103046
Book / Page	13400 / 304
Instrument Date	Aug 18, 2026
Instrument	2026103046
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	CLARK TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 ORMOND RD, LOUISVILLE, KY 40207-1903

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3822 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0163090353
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	822 ORMOND RD LOUISVILLE KY 40207, LOUISVILLE, KY 40207

Mortgage

Document Number	0163090353
Date	Dec 30, 2019
Book Page	016309/000353
Instrument	299408

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Oct 31, 2018
Property Address	3822 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0112800390
Book / Page	011280 / 000390
Instrument Date	Oct 18, 2018
Instrument	257031
Transaction Type	Transfer
Record Updated	Mar 28, 2019
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	157450085
Date	Oct 31, 2018
Book Page	015745/000085
Instrument	257032

Lender

Name	COMMONWEALTH BK
Type	Bank
Address	LOUISVILLE, KY 40222

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,593.00 (+28.74%)	$319,150 (+31.26%) Land $70,000 Building $249,150
2024			$319,150 (+31.26%) Land $70,000 Building $249,150
2023	$2,791.00 (-0.32%)	$243,140 (-) Land $65,000 Building $178,140	$243,140 (-) Land $65,000 Building $178,140
2022	$2,800.00	$243,140 Land $65,000 Building $178,140	$243,140 Land $65,000 Building $178,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: BluegrassNet.

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