3816 Ormond Rd, Saint Matthews (Louisville), KY 40207 Property Records

Louisville/Jefferson County Metro Government property record for 3816 Ormond Rd, Saint Matthews, KY 40207

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,281 sqft · built 1948
Lot Size	0.177 acres (7,749 sqft)
Owner	Individual Name on Record
Last Sale	$243,000 (Feb 2019)
Tax Bill	$3,560 (2025)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21023200530029`

Property Details

APN / Parcel Number

Primary APN	`21023200530029`
Alternative APNs	`023200530029` `00041370`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,281 sqft Finished Area
Basement Area	915 sqft
Flooring	Covered
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,749 sqft (0.177 acres)
Lot Dimensions	155 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Patio Area	234 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	00041370
Street Address	3816 ORMOND RD
City	SAINT MATTHEWS
State	KY
Zip	40207-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDENTIAL SINGLE FAM
Legal Description	LOT 29 ORMOND MANOR PB. 6 PG. 58 0.1779 AC+/-, 50 X 155
Legal Subdivision	ORMOND MANOR
Legal Lot Number	29
Jurisdiction	JEFFERSON KY
Township / Civil Division	LOUISVILLE EAST
Census Block Group	2
Census Block	2011
Census Tract	9800

Owner

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3816 ORMOND RD, LOUISVILLE, KY 40207-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Line of Credit SOUTH CENTRAL BANK
Mar 26, 2020	Deed of Trust, Mortgage · Conventional with PMI WILSON & MUIR BK/TR
Feb 13, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI FIRST FIN'L BK&TR
Apr 16, 2018	Warranty Deed, Construction Loan · Construction Mortgage MM LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2019 · Amount on Record
Deed Sale	Feb 13, 2019 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	0011347701
Deed Book / Page	11347 / 701
Record Updated	Jun 8, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3816 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Transaction Type	Mortgage
Record Updated	Mar 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 ORMOND RD, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	0000004955
Date	Jan 6, 2022
Book Page	M 17875/303
Instrument	2022004955

Lender

Name	SOUTH CENTRAL BANK
Type	Bank
Address	GLASGOW, KY 42142

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Property Address	3816 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0164440756
Instrument Date	Mar 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	0164440756
Date	Mar 31, 2020
Book Page	016444/000756
Instrument	68481

Lender

Name	WILSON & MUIR BK/TR
Type	Bank
Address	BARDSTOWN, KY 40004

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 13, 2019
Property Address	3816 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0113470701
Book / Page	011347 / 000701
Instrument Date	Feb 6, 2019
Instrument	33264
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 26, 2019
Title Company	LIMESTONE TITLE AND ESCROW LLC, LIMESTONE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$243.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3816 ORMOND RD LOUISVILLE KY 402071903, LOUISVILLE, KY 40207-1903

Mortgage

Document Number	158480883
Date	Feb 13, 2019
Book Page	015848/000883
Instrument	33265

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.62%

April 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Apr 16, 2018
Property Address	3816 ORMOND RD, SAINT MATTHEWS, KY 40207-1903
Document Number	0111290225
Book / Page	011129 / 000225
Instrument Date	Apr 10, 2018
Instrument	88614
Transaction Type	Construction Loan
Record Updated	Apr 30, 2018
Title Company	MATINGLY FORD TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$190.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9276 STORAGE WAY LOUISVILLE KY 402914825, LOUISVILLE, KY 40291-4825

Mortgage

Document Number	154860001
Date	Apr 16, 2018
Book Page	015486/000001
Instrument	88615

Lender

Name	MM LNDG
Address	LOUISVILLE, KY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 15, 2019

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Municipality	St. Matthews City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,560.00 (+27.64%)	$316,220 (+30.13%) Land $70,000 Building $246,220
2024			$316,220 (+30.13%) Land $70,000 Building $246,220
2023	$2,789.00 (-0.36%)	$243,000 (-) Land $41,000 Building $202,000	$243,000 (-) Land $41,000 Building $202,000
2022	$2,799.00	$243,000 Land $41,000 Building $202,000	$243,000 Land $41,000 Building $202,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: BluegrassNet.

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