3822 Lance Bluff Ct, Duluth, GA 30097 Property Records

Gwinnett County property record for 3822 Lance Bluff Ct, Duluth, GA 30097 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,828 sqft · built 1994
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Aug 2020)
Tax Bill	$6,178 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2022 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`7-206-121`

Property Details

APN / Parcel Number

Primary APN	`7-206-121`
Alternative APNs	`R7206-121` `2259965`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,828 sqft Living Area
Gross Area	3,279 sqft
1st Floor Area	937 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable/Hip
Lot Area	30,492 sqft (0.7 acres)
Lot Width	40 ft Width
View / Lot	Primary
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3822 LANCE BLUFF CT
City	DULUTH
State	GA
Zip	30097-7379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L39 BB PEACHTREE BLUFF PH#2 #2
Legal Subdivision	PEACHTREE BLUFF PH
Legal Phase	2
Legal Block	B
Legal Lot Number	39
Jurisdiction	GWINNETT GA
Township / Civil Division	SUWANEE-DULUTH
Census Block Group	1
Census Block	1017
Census Tract	50235

Owner

Source: Gwinnett County records · APN 7-206-121

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2025	Deed of Trust, Mortgage · Line of Credit GEORGIA UNITED CREDIT UNION
Feb 14, 2022	Warranty Deed, Transfer
Nov 04, 2020	Grant Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 20, 2020 · Amount on Record
Deed Sale	Aug 20, 2020 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	202030250
Deed Book / Page	58041 / 512
Last Transfer Date	Feb 14, 2022
Transfer Doc	0597450549
Record Updated	Jun 08, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GWINNETT GA
Property Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379

Mortgage

Document Number	0619090876
Date	Jun 20, 2025
Book Page	0000061909/0000000876

Lender

Name	GEORGIA UNITED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2055

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GWINNETT GA
Recording Date	Feb 14, 2022
Property Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379
Document Number	0597450549
Book / Page	59745 / 549
Instrument Date	Feb 14, 2022
Instrument	2022-006636
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GWINNETT GA
Recording Date	Nov 04, 2020
Property Address	3822 LANCE BLUFF CT, DULUTH, GA 30097-7379
Document Number	0580410512
Book / Page	058041 / 000512
Instrument Date	Aug 20, 2020
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 LANCE BLUFF CT DULUTH GA 300977379, DULUTH, GA 30097-7379

Mortgage

Document Number	580410514
Date	Nov 04, 2020
Book Page	058041/000514

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Gwinnett County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gwinnett County
Unified School District	Gwinnett County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,178.00 (+11.4%)	$208,240 (+7.52%) Land $48,240 Building $160,000	$520,600 (+7.52%) Land $120,600 Building $400,000
2023	$5,546.00	$193,680 Land $40,000 Building $153,680
2022			$484,200 Land $100,000 Building $384,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gwinnett County (13135C), updated June 7, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131350502351, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 6% of Georgia
Wildfire Likelihood	About 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 252 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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