3822 Ginger Dr, Gowen, MI 49326 Property Records

Montcalm County property record for 3822 Ginger Dr, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,432 sqft · built 1987
Lot Size	8.4 acres (365,948 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jul 2018)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Jun 2020 Refinance Jul 2018 Sale
APN	`014-020-010-03`

Property Details

APN / Parcel Number

Primary APN	`014-020-010-03`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,432 sqft Building Perimeter
1st Floor Area	1,432 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	365,948 sqft (8.4 acres)
Garage Area	840 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3822 GINGER DR
City	GOWEN
State	MI
Zip	49326-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	900-1128 &1129/1037-753/1073-1069 PART OF THE SW 1/4 OF SEC 20, T10N, R8W; BEG AT A POINT ON THE W LINE OF SAID SEC 20 N 00D
Legal Range	08W
Legal Township	10N
Legal Section	20
Jurisdiction	MONTCALM MI
Township / Civil Division	MONTCALM
Census Block Group	4
Census Block	4009
Census Tract	970700

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3822 GINGER DR, GOWEN, MI 49326-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance AAC CREDIT UNION
Jul 18, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2018 · Amount on Record
Deed Sale	Jul 18, 2018 · Amount on Record
Deed Document Number	20187994
Last Transfer Date	Apr 10, 2024
Transfer Doc	0000003743
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3822 GINGER DR, GOWEN, MI 49326-9320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R06167
Date	Jun 9, 2020
Instrument	2020R-06167

Lender

Name	AAC CREDIT UNION
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTCALM MI
Recording Date	Jul 18, 2018
Property Address	3822 GINGER DR, GOWEN, MI 49326-9320
Document Number	2018R07994
Instrument Date	Jun 27, 2018
Instrument	2018R-07994
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1374 BENT TREE CT, HUDSONVILLE, MI 49426-9453

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Montcalm Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,400 (+5.54%)	$350,800 (+5.54%)
2025	$2,879.00 (+2.06%)	$166,200 (+22.93%)	$332,400 (+145.86%)
2024	$2,821.00
2023		$135,200	$135,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ginger Dr

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