3811 Ginger Dr, Gowen, MI 49326 Property Records

Montcalm County property record for 3811 Ginger Dr, Gowen, MI 49326

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,928 sqft · built 1972
Lot Size	6.4 acres (279,045 sqft)
Owner	Individual Name on Record
Last Sale	$82,900 (Oct 2001)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2020 Refinance + 1 more
APN	`014-020-010-10`

Property Details

APN / Parcel Number

Primary APN	`014-020-010-10`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,928 sqft Building Perimeter
1st Floor Area	1,928 sqft
Basement Area	1,020 sqft
Unfinished Basement	1,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	279,045 sqft (6.4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3811 GINGER DR
City	GOWEN
State	MI
Zip	49326-9320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PART OF SW 1/4 DES AS BEG AT SW COR OF SEC 20; TH N 1339.83 FT; E 441.59 FT ALONG N LINE OF S 1/2 OF SW 1/4 & POB; TH CONT E
Legal Range	08W
Legal Township	10N
Legal Section	20
Jurisdiction	MONTCALM MI
Township / Civil Division	MONTCALM
Census Block Group	4
Census Block	4010
Census Tract	970700

Owner

Source: Montcalm County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3811 GINGER DR, GOWEN, MI 49326-9320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
Mar 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK
May 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2001 · Amount on Record
Deed Sale	Oct 18, 2001 · Amount on Record
Deed Book / Page	1005 / 546
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3811 GINGER DR, GOWEN, MI 49326-9320
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06089
Date	Apr 20, 2021
Instrument	2021R-06089

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3811 GINGER DR, GOWEN, MI 49326-9320
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R03679
Date	Mar 19, 2020
Instrument	2020R-03679

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2035

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTCALM MI
Property Address	3811 GINGER DR, GOWEN, MI 49326-9320
Transaction Type	Mortgage
Record Updated	May 28, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019R05135
Date	May 8, 2019
Instrument	2019R-05135

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Montcalm County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Montcalm County
County Subdivision	Montcalm Township
Unified School District	Greenville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (+8.52%)	$249,600 (+8.52%)
2025	$1,460.00 (+2.1%)	$115,000 (+22.6%)	$230,000 (+145.2%)
2024	$1,430.00
2023		$93,800	$93,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ginger Dr

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